Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181034 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181034)

Easy to use great at Christmas so you keep a track o...

Easy to use great at Christmas so you keep a track of what you’ve spent! Reviewed on: 9th June 2026

Brilliant Service.

Easy to use, straight forward and staff always helpful. Pay in 3 or Pay in 4 months options really useful. Reviewed on: 9th June 2026

Borrowing with no interest is very helpful and fair .

Borrowing with no interest is very helpful and fair . Stops spiralling debt. Enables further spending..Would definitely recommend to friends and family. Reviewed on: 9th June 2026

straightforward process

Very straightforward process - would definitely recommend. Reviewed on: 9th June 2026

I really Nice using it, it really helps

I really Nice using it, it really helps Reviewed on: 9th June 2026

PayPal Credit allows me to buy items I need Affordable

PayPal credit puts many needed or desirable but expensive items within the reach of ordinary people like me. It is easy to Apply for. I particularly like bot PayPal and Paypal credit because it means I do not have to give out my Debit Card details to too many people, which in these days of increasing 'Identity Theft' gives me a sense of security and peace of mind. Reviewed on: 9th June 2026

PayPal credit came to my rescue when I needed an eme...

PayPal credit came to my rescue when I needed an emergency fund to sort out a payment. The process for acquiring my credit was very straightforward and smooth Reviewed on: 9th June 2026

I have used Paypal Credit for a number of years now...

I have used Paypal Credit for a number of years now,and if you have a problem with a consumer,as I did last week,Paypal overall is a SUPERB company that get's matter resolved literally instantly..It always gives me great re-assurance when making purchases through Paypal,they are a Top company in my opinion. Reviewed on: 9th June 2026

Excellent service and great price

Excellent service and great price Reviewed on: 9th June 2026

Paypal give excellent service gives you the choice t...

Paypal give excellent service gives you the choice to pay within a certain time without having to pay any interest would highly recommend PayPal so easy to use the app and customer services are always polite and very helpful Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101207 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub