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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Excellent

5
The service is remarkable. Easy to access and navigate. I have no complaint. I absolutely like using the service as I get value for money. Reviewed on: 9th June 2026

Easy to use and simple to understand

5
Easy to use and simple to understand Reviewed on: 9th June 2026

PayPal is very good.

5
PayPal is very good. I had no issues with using it. Would recommend. Reviewed on: 9th June 2026

Quick and Easy

5
Pay Pal is quick and easy way to either pay for items or transfer funds. Reviewed on: 9th June 2026

easy paypal

5
easy to use, easy to make paymen Reviewed on: 9th June 2026

As long as you keep on top of payments they offer 0%...

5
As long as you keep on top of payments they offer 0% brilliant and if you have issues with suppliers/products purchased they will try to help resolve the issue Reviewed on: 9th June 2026

I use pay pal credit and it’s a really great way of...

5
I use pay pal credit and it’s a really great way of managing large payments with the 0% interest offer Reviewed on: 9th June 2026

Great PayPal service

5
I love using PayPal , it’s so easy and convenient for shopping, and I never have any issues when returning products to company’s that I have bought from . Reviewed on: 9th June 2026

Good service, quick responses, in general just a ver...

5
Good service, quick responses, in general just a very good experience. Reviewed on: 9th June 2026

PayPal Credit has been really useful for spreading t...

5
PayPal Credit has been really useful for spreading the cost of purchases and managing payments more flexibly. The app is simple to use, payments are easy to track, and everything feels straightforward. I also like how quickly it was set up and integrated with my PayPal account. Overall, it’s been a smooth and reliable experience so far. Reviewed on: 9th June 2026

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