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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59781 reviews)

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4.90

Based on 59,781 reviews, last reviewed 13th Apr 2026

825700% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal are very good. PayPal are very good. With the service they provide. Reviewed on: 13th April 2026

Latest lowest rating:

2

Slow support and Slow transactions in some cases del... Slow support and Slow transactions in some cases delayed for months Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59781)

Easy to use app and online platform.

Easy to use app and online platform. Reviewed on: 20th May 2024

It would be great if the amount you pay with no inte...

It would be great if the amount you pay with no interest is longer than 4 months on orders over £200 Reviewed on: 20th May 2024

Best price

I really like gud start easy to buy Reviewed on: 20th May 2024

Use it alot, handy with a large credit amount for la...

Use it alot, handy with a large credit amount for large purchases to pay off over time Reviewed on: 20th May 2024

Reliable and Convenient Credit Solution

I have been using PayPal Credit for quite a few years now, and I couldn't be happier with the experience. It's an incredibly convenient and flexible way to manage my finances, especially for those larger purchases that I might not be able to pay for all at once.One of the best features is the "No Interest if paid in full in 4 months" on purchases of £99 or more. This has allowed me to buy the things I need without worrying about immediate full payment. It feels like a great value for money, especially compared to other credit options that often come with higher interest rates from the start.The application process was straightforward and quick. I appreciated the immediate access to credit, which meant I could start using it right away. The integration with my existing PayPal account makes it easy to manage payments and track spending in one place.Customer service has also been top-notch. Anytime I've had questions or needed assistance, the support team has been responsive and helpful, making the whole experience smooth and stress-free.Overall, PayPal Credit has exceeded my expectations. It offers a reliable, value-for-money solution that has made my financial management easier and more flexible. I highly recommend it to anyone looking for a hassle-free credit option. Reviewed on: 20th May 2024

Straightforward no hidden fees, Super easy to use...

Straightforward no hidden fees, Super easy to use Highly recommended Reviewed on: 20th May 2024

A quick seamless experience.

A quick seamless experience. Can send money easily to other people as well as pay for goods. Great customer service too when needed. Reviewed on: 20th May 2024

Love paypal so safe and easy, always deal with queri...

Love paypal so safe and easy, always deal with queries and refund quickly when have problems. I love the option have eith PayPal credit and 3 payment option. Really have never had any issues all easy to use with less hassle Reviewed on: 20th May 2024

Positive experiences

I've always had positive purchase experiences through PayPal as they are constantly reliable. I have found recently that PayPal credit has been wonderful to use as it is easy to pay with and pay off with clear statements every month to keep on track. Reviewed on: 20th May 2024

Amazing and easy!

Really good and handy to have especially when something in the home has broken Reviewed on: 20th May 2024

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