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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181033 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181033)

its great and so easy to use!

its great and so easy to use! instant feedback and clear understanding Reviewed on: 9th June 2026

Never had a problem.

Never had a problem. Easy to use and safe Reviewed on: 9th June 2026

being able to purchase items that in one payment I c...

being able to purchase items that in one payment I could not afford but required now, and being able to spread the cost Reviewed on: 9th June 2026

So far so good

Been using them a couple of months all good so far. It's worth checking with me again in a years time. Reviewed on: 9th June 2026

PayPal Credit Services !

PayPal helped me out when i needed help/support! This service for me is 2nd to none! I am still using PayPal credit when I absolutely need too! I think the rates are good too Reviewed on: 9th June 2026

Great service

Always there when you need a buy now pay later. Protected payment is a bonus Reviewed on: 9th June 2026

My preferred payment method for everyday...

It's become my preferred payment method for everyday items and special treats both. I've a cashback building for a 'me' purchase, all I had to do was buy my regular items like fuel & lunch, using the PayPal debit card - super convenient with Apple Pay. Reviewed on: 9th June 2026

Easy to use and the 0% offer is fantastic

Easy to use and the 0% offer is fantastic Reviewed on: 9th June 2026

Great.nice

Great.i enjoy buy more things with 3 months and 4 months and even 12 months no interest payment plan Reviewed on: 9th June 2026

Clear, transparent and user friendly.

Had a few questions about the direct debit and all my issues were resolved quickly and the agent was knowledgeable. Paypal credit is clear, transparent and user friendly. Reviewed on: 9th June 2026

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