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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59730 reviews)

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4.90

Based on 59,730 reviews, last reviewed 13th Apr 2026

821300% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Top tier never had any issues. Top tier never had any issues. All my questions were answered promptly Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59730)

Great service .

Easy to use especially when making repayments. Loads of sites that you can use PayPal credit on and you can make purchases in minutes not hard to use easy to understand Reviewed on: 20th May 2024

Minimal problems with the service, which most often...

Minimal problems with the service, which most often stem from the retailer. Great customer service. Reviewed on: 20th May 2024

PayPal is one of the easiest way to make payment

PayPal is one of the easiest way to make payment Reviewed on: 20th May 2024

Easy quick uncomplicated transactions.

Easy quick uncomplicated transactions. Reviewed on: 20th May 2024

MyPayPal

Great experience I use PayPal whenever possible.I also love PayPal credit which gives you more time to pay for goods Reviewed on: 20th May 2024

Never had a problem been brilliant and get reminds w...

Never had a problem been brilliant and get reminds when payment due Reviewed on: 20th May 2024

Very pleased with service.

Very pleased with service. Safe and effective .easy to transaction money Reviewed on: 20th May 2024

Great service, very easy to use!

Great service, very easy to use! Reviewed on: 20th May 2024

Excellent, really good service I highly recommend it.

Excellent, really good service I highly recommend it. Reviewed on: 20th May 2024

Paypal credit is a purchasing gamechanger

Paypal credit has enabled me to purchase items I never would have usually since I wouldn't be able to afford it at the moment, where as now I can split payments down month by month. Its also incredibly easy to manage and check on either the webpage or the app, much easier than my bank. Reviewed on: 20th May 2024

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