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PayPal: PayPal Credit reviews

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4.90
Based on 59,674 reviews, last reviewed 13th Apr 2026
816200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always responsive with any information or issues tha... Always responsive with any information or issues that arrive Reviewed on: 13th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59674)

PayPal - convenient and trusted.

5
I always opt for PayPal credit when it is available as a checkout option. It is an efficient and trusted way of checking out. I like the additional time given to pay for good - particularly under the Pay In 3 plan. Reviewed on: 20th May 2024
Samuel C's avatar
Samuel C

Paypal credit has always been very transparent.

5
Paypal credit has always been very transparent. The deals are excellent and can be used in so many places Reviewed on: 20th May 2024
marce's avatar
marce

I love PayPal it's so easy and quick and it's used b...

5
I love PayPal it's so easy and quick and it's used by many high end retailers which makes my daily shopping so easy. The customer service is so excellent any issue we have is easily dealt with and getting money back when you have been scammed is one of the main reasons as to why I trust PayPal for my services Reviewed on: 20th May 2024
Shahbaz k's avatar
Shahbaz k

Excellent service for people PayPal for the people

5
Excellent service and highly recommended Reviewed on: 20th May 2024
Hari N's avatar
Hari N

Brilliant experience very easy to use and very relia...

5
Brilliant experience very easy to use and very reliable, always help sort our problems if you should have any, I personally haven't just one little query really and was sorted very easily and very quickly would definitely recommend Reviewed on: 20th May 2024
Rachael m's avatar
Rachael m

Very good response and quick decision making

5
Very good response and quick decision making Reviewed on: 20th May 2024
Simon Whittred's avatar
Simon Whittred

PayPal credit is great option to purchase things tha...

5
PayPal credit is great option to purchase things that you wish to spread the cost of. I especially use it frequently to get parts for my car on eBay. Highly recommend service. Reviewed on: 20th May 2024
Keir N's avatar
Keir N

interest-free transactions

5
I take advantage of PayPal credit to make interest-free purchases, and I find it to be a convenient option for most of my transactions. Reviewed on: 20th May 2024
Ganiyu's avatar
Ganiyu

Very easy to use and pay off - competitive APR.

5
Very easy to use and pay off - competitive APR. App is very aesthetic. Reviewed on: 20th May 2024
Ben T's avatar
Ben T

I love it I have bought gadgets with PayPal credit a...

5
I love it I have bought gadgets with PayPal credit and it's not too much charging Reviewed on: 20th May 2024
Ben k's avatar
Ben k

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