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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Great option for paying for products for the company.

Great option for paying for items. Always gives you time and let's you know your next due payment. Credit was incredible and put up the amount knowing I was spending well and was paying it back in due time. So rewarded with extra credit so I could keep the buisness going and orders coming in. Perfect, still use it regular. Never had any issues. Reviewed on: 9th June 2026

The pay in 3 is brilliant helps spread the cost.

The pay in 3 is brilliant helps spread the cost. The points you get from the PayPal debit card are excellent. I like you get an answer right away when applying for credit Reviewed on: 9th June 2026

Points and overview

I use paypal credit regularly and also the cread withthr points system. It is niw much better to see thr overview of what is left to be paid on thr account than it used ti be and thr points system is good to have Reviewed on: 9th June 2026

Great service!

So simple to use, and it took minutes to set up and add to my phones wallet. 4 months interest free is a fantastic offer too! Reviewed on: 9th June 2026

Good service, quick to pay online,and the best pay 0...

Good service, quick to pay online,and the best pay 0 interest for 3 plan instalment ,I love it Reviewed on: 9th June 2026

Love PayPal!

Love PayPal! I always buy from luxury brands and sometimes can’t afford to pay straight off the bat but thanks to PayPal credit that allows me to to split the cost with 4 month interests free I always mange to buy what I want without waiting . Excellent customer service as well. Reviewed on: 9th June 2026

Good for spreading cost of big purchases

I use PayPal credit to spread larger purchases across 4 months it’s easy to stay on top of and feel protected when using it Reviewed on: 9th June 2026

paypal,trust and safety

I always pay with PayPal, for over 10 years, everything is very well set up from my point of view. Reviewed on: 9th June 2026

Never never had any issues, great app and very easy...

Never never had any issues, great app and very easy to use and understand Reviewed on: 9th June 2026

Financially helpful

Financially helpful and easy to process and navigate, I have used PayPal for years and I trust it 100% Reviewed on: 9th June 2026

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