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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181032 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181032)

Generally positive, I think that improvements would...

Generally positive, I think that improvements would be having purchases and payments showing up faster so you always know where you stand. Reviewed on: 9th June 2026

All good and easu and very helpfull bying things and...

All good and easu and very helpfull bying things and paying later Somevthings we need to buy right awsy but there is not finances aclvailable right awsy. So definitely very helpfull to use Psy Pal Reviewed on: 9th June 2026

Easy to use and get purchase over £99 onto PayPal cr...

Easy to use and get purchase over £99 onto PayPal credit. Just wish payments would come over credit balance as soon as paid. There is quite a delay and it shows the incorrect balance and also still shows as owing in the activity Reviewed on: 9th June 2026

Invaluable

PayPal credit was a great way to spread the cost of an expensive car part, interest free for a while too. Reviewed on: 9th June 2026

It’s useful as it’s a standard credit card type

It’s useful as it’s a standard credit card type Reviewed on: 9th June 2026

PayPal makes me feel more secure about my purchase

Seeing PayPal as an option for payment makes me feel more secure about the site I am purchasing from Reviewed on: 9th June 2026

Great provider.

Great provider. Good APR and easy to use Reviewed on: 9th June 2026

Pay pal System is very good I'm happy to pay...

Pay pal System is very good I'm happy to pay for Reviewed on: 9th June 2026

Fab customer service when enquires made re: account.

Fab customer service when enquires made re: account. Issues resolved promptly Reviewed on: 9th June 2026

Financial freedom & numerous options to suit all

Financial freedom & numerous options to suit all Reviewed on: 9th June 2026

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