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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Good Function.

Easy to set up and having the visibility on the app makes it easy to manage your balance. Interest is a little high and would benefit from the interest amount each month being detailed to ensure you always stay within your credit limit. I’m sure it could catch a few people out. Easy to make additional payments should you want to. Overall a good function PayPal offers. Reviewed on: 9th June 2026

Using PayPal is easy

I’m using PayPal as a payment method where possible if I am shopping online. I like payment option in 3 instalments. Reviewed on: 9th June 2026

I had few times problems with my orders PayPal has s...

I had few times problems with my orders PayPal has solve it and I have got my money back.the pay in 3 have made possible mostly of purchases when I couldn’t afford to pay it all,the credit card was amazing when I needed most,I have been able to use it and with a good interest.until now I’m happy with PayPal services I don’t use Klarna and very rarely Clearpay which is been since last year I think.i will stick to PayPal hopefully the credit limit will go up as I’m planin to pay it back as soon as possible.thabk you costumer service for the great job and ur help. Reviewed on: 9th June 2026

Offers on payment options

Offers different options which is beneficial for more expensive items yo spread the cost Reviewed on: 9th June 2026

Why pay with anyone else?

I’ve been using PayPal Credit for a number of years and it could not be simpler or easier. With most retailers accepting PayPal, and such a simple and seamless process when using it, I would not consider using any other payment provider. The app is clean and simple, and makes keeping my account up to date an absolute doddle. Reviewed on: 9th June 2026

Buy now pay later option

Buy now pay later option is very helpful to manage my finance. Reviewed on: 9th June 2026

Easy to manage and easy to use

Easy to manage and with the card option easy to use Reviewed on: 9th June 2026

Pay in 3 plan

They don't do much for me. I use them as a payment platform. The only good thing worth mentioning is that you can pay in 3 instalments with them to spread out the cost Reviewed on: 9th June 2026

Easy pay

Easy with no card and fast payment how simple is that Reviewed on: 9th June 2026

Good interest free options and good service if any i...

Good interest free options and good service if any issues. I use pay in 3 and 4 month interest free options. Never had any issues Reviewed on: 9th June 2026

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