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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181031 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181032)

The ability to spread at payments with 0% interest f...

The ability to spread at payments with 0% interest for a few months, really helped me in difficult times. It let me pay for what I needed without stacking up massive debt and more worry. Plus it was simple to use and easy to make payments. Now I have completely paid off my PayPal debt account but I keep it there in case I'd like to spread out a big purchase over a few months with no risk interest building up on it. Reviewed on: 9th June 2026

Great service and easy to use app.

Great service and easy to use app. Reviewed on: 9th June 2026

Easy to use and avilable with most purchases.

Easy to use and avilable with most purchases. With the paypal credit card, has made it even more usable with smaller purchases in most shops that accept mastercard. Really helped through hard times. Reviewed on: 9th June 2026

PayPal is a safe payment option

I have used PayPal from the beginning with eBay as a buyer and seller and then as a general purchasing tool, happily used for probably 20 years. Any issues have been sensibly resolved and quickly. Reviewed on: 9th June 2026

No hassle and so helpful for managing my finances

No hassle and so helpful for managing my finances Reviewed on: 9th June 2026

All good used lots of times ready to use

All good used lots of times ready to use Reviewed on: 9th June 2026

Excellent

Useful credit arrangements. Excellent customer service Reviewed on: 9th June 2026

Have been with PayPal for quite a few years now prob...

Have been with PayPal for quite a few years now problems Reviewed on: 9th June 2026

Credit I can Trust.

PayPal security is excellent, money and transactions feel safe and the credit process is easy. Repayments are simple and the interest rates good. I would definitely recommend using PayPal credit, it takes the pressure off those unexpected purchases and is great to have in your back pocket. Reviewed on: 9th June 2026

Great all round

No issues, all straight forward and simple to access. Easy to understand terms and conditions and clear notifications when things change. Reviewed on: 9th June 2026

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