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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59649 reviews)

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4.90

Based on 59,649 reviews, last reviewed 13th Apr 2026

813900% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always used paypal with online transactions. Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59649)

I have been with PayPal for 20 years can’t imagine...

I have been with PayPal for 20 years I can’t imagine what shopping without the security of PayPal would be like. Reviewed on: 20th May 2024

Interest free!!!

I use PayPal credit to but the more expensive items I need and get 3 months interest free to pay which is excellent, much better than any other loans out there Reviewed on: 20th May 2024

Paypal is all about innovation.

Paypal is all about innovation. Easy transactions, and payment option Reviewed on: 20th May 2024

PayPal has always be my easiest way to shop.

PayPal has always be my easiest way to shop. It’s reliable and easy to use. I’ve been with PayPal for a very long time and have never had any issues Reviewed on: 20th May 2024

Very easy to use , payment quickly

Very easy to use , payment quickly Reviewed on: 20th May 2024

Convenient and secure.

Convenient and secure. Available 24/7 and easy to use Reviewed on: 20th May 2024

Shopping

When I needed quick shopping with credit the PayPal credit saved my life Reviewed on: 20th May 2024

Very easy, very efficient service and was very helpful

Very easy, very efficient service and was very helpful Reviewed on: 20th May 2024

Reliable.

Reliable. Supported by many retailers and straightforward Reviewed on: 20th May 2024

Happy purchase

I've always been happy purchasing items with paypal credit. Reviewed on: 20th May 2024

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