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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Great and easy to use.

5
Great and easy to use. Love the app. Reviewed on: 9th June 2026

Trusted company

5
Pay pal dealt with a query for me when I got no response from the seller and sorted my query quickly and efficiently Reviewed on: 9th June 2026

used paypal for years now very safe to use good piec...

5
used paypal for years now very safe to use good piece of mind if you get scammed Reviewed on: 9th June 2026

Very useful add on to how I make payments online,...

5
A very useful add on to how I make payments online, allowing me to spread the cost of larger items or services and take a bit of strain off the bank balance. Reviewed on: 9th June 2026

Easy to pay for things and peace of mind if somethin...

5
Easy to pay for things and peace of mind if something goes wrong especially with scammers Reviewed on: 9th June 2026

Have used PayPal credit on a few occasions, very hel...

5
Have used PayPal credit on a few occasions, very helpful to spread cost of items and terms conditions clearly stated. When contacting customer services they are polite , knowledgeable and helpful. Would definitely use again in the future. I have always paid my credit off before having to pay interest which I would recommend . Reviewed on: 9th June 2026

Great Customer Service

5
Great customer service, away quick to answer my questions on the phone.. Great website. Clear communication. Reviewed on: 9th June 2026

Really great product

5
A simple product to use and great value. Reviewed on: 9th June 2026

Great easy access to extra bonuses and benefits also...

5
Great easy access to extra bonuses and benefits also easy to access and manage money Reviewed on: 9th June 2026

pany & service with various ways to...

5
A really good company & service with various ways to pay,divided into good amounts to pay & can pay more if you can ,& can get money back if bother with a company they give you help .. Reviewed on: 9th June 2026

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