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PayPal: PayPal Credit reviews

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4.90
Based on 59,645 reviews, last reviewed 13th Apr 2026
813700% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to ise I’ve used all the services PayPal offers there simple to use and make managing your money easier Reviewed on: 13th April 2026
Jessie P's avatar
Jessie P

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026
Martins S's avatar
Martins S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59645)

Takes out the stress of payments

5
I’ve used PayPal for some time now, find it easy you use and the pay in 3 is wicked. Reviewed on: 20th May 2024
Tony R's avatar
Tony R

Great service.

5
I've used PayPal for years now and can honestly say that it's been one of the easiest and safest ways to pay for goods etc. On the odd occasion when things have gone wrong, the customer service team have resolved the issue quickly. Reviewed on: 20th May 2024
Chris W's avatar
Chris W

I would 100% recommend PayPal Credit, you get a chee...

5
I would 100% recommend PayPal Credit, you get a cheeky discount first time you use it and it is easy and straight forward to use so no messing around! Reviewed on: 20th May 2024
Ana's avatar
Ana

So easy, always use Paypal

5
So easy, always used PayPal as it’s always a payment option on all payments. Had an account for many years and started using PayPal Credit when I needed to order items but didn’t have funds in bank account. Can set up direct debit but no need as get reminders. Can always check due dates and payments in app, pay in full or part payment and pay in instalments. So easy, useful and practical Reviewed on: 20th May 2024
Mrs V Walton's avatar
Mrs V Walton

Fantastically easy to use and 0% for free

5
Fantastically easy to use and 0% for free Reviewed on: 20th May 2024
Susanne P's avatar
Susanne P

Pay pay is great to have!

5
Pay pay is great. Easy to navigate and with lots of payment help. Reviewed on: 20th May 2024
Mireia 's avatar
Mireia

Very straight forward and easy to use.

5
Very straight forward and easy to use. No issues whatsoever. Easy option if already use PayPal and give some flexibility when spending over £100. Reviewed on: 20th May 2024
Ian M's avatar
Ian M

Useful for bigger purchases.

5
Very useful for bigger purchases. Maybe not that great for budgets when it comes to impulse shopping, but manageable for sure. Could do with a higher credit limit and even more interest free options. Reviewed on: 20th May 2024
iggy's avatar
iggy

Easy to read

5
Everything is plain to see on your statement Reviewed on: 20th May 2024
Robert H's avatar
Robert H

Very good

5
It's good allows you to get things you cant afford and pay them up Reviewed on: 20th May 2024
Jacqueline 's avatar
Jacqueline

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