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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

Great Company

Just such an easy way to pay for things and excellent customer service Reviewed on: 9th June 2026

I find using Paypal Credit to be really useful

I find using Paypal Credit to be really useful - I can easily purchase things and all my details are already entered and I don't need to track items in transit because Paypal does that for me. There is only one thing that I find annoying and that's how long a payment takes to show up on my account but this is minor! Reviewed on: 9th June 2026

Easy to use, perhaps too easy as it allows impulse p...

Easy to use, perhaps too easy as it allows impulse purchasing but I guess that happens with all online payments now. App use is straightforward along with the security of two factor authentication for large purchases. Would be good if the transaction statements were clearer on interest charges. Reviewed on: 9th June 2026

Really good customer service.

Really good customer service. User friends app. Very straightforward and caters for all needs Reviewed on: 9th June 2026

Easy to use, good rewards and incentives.

Easy to use, good rewards and incentives. Making payments could be smoother, hard to tell if a payment processed at times but overall very positive experiance. Reviewed on: 9th June 2026

Easy and quick to use.

Easy and quick to use. Regular communicates and alerts Reviewed on: 9th June 2026

The best

Easy yo use accepted in most places Reviewed on: 9th June 2026

Extended payment grace

It would be better to have a couple of days grace to make credit payment, rather than just charge £12 for missed payment right away. I have had dealings with few creditors that do that. I understand it’s a business and company policy but it’s an unfair one Reviewed on: 9th June 2026

Gurd flexible credit line

What there is one credit limit the way that you can access the credit and the various offerings are absolutely brilliant. And actually suit the way that I’d like to borrow. The only issue that I have is that the credit limit at £3600 is a third of my other credit cards. Reviewed on: 9th June 2026

Fantastic

Easy to navigate, quick and convenient service making purchases affordable. Reviewed on: 9th June 2026

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