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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,631 reviews, last reviewed 13th Apr 2026
812700% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a few years now and have always... I’ve used PayPal for a few years now and have always received good service. Even when I’ve had issue with suppliers PayPal have always been top notch... Read more Reviewed on: 13th April 2026
Tracey H's avatar
Tracey H

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59631)

All in one

5
Easy to use, manage payment and see usage Reviewed on: 20th May 2024
Mhamud H's avatar
Mhamud H

Love the pay in 3 option

4
Love paypal esp the security and option of ‘pay in 3’. Think the chat service could be improved though Reviewed on: 20th May 2024
Saleha K's avatar
Saleha K

Great service so far.

5
Great service so far. Mostly easy to use app. Whenever I need help and have called the number, the call handlers are professional, patient, helpful and respectful and resolve my query. Reviewed on: 20th May 2024
Irene A's avatar
Irene A

PayPal credit - great company

4
I have no objections to Paypal credit payments, everything is clearly explained. There are no hidden costs and the customer service is always helpful. A great convenience is that many websites offer PayPal credit payments, so I use it very often and I am satisfied. I recommend it to everyone. Reviewed on: 20th May 2024
Monika K's avatar
Monika K

Most websites offer PayPal credit as a payment.

4
Most websites offer PayPal credit as a payment. Easy peasy. Reviewed on: 20th May 2024
N's avatar
N

Their staff based out of the U.K

3
Their staff based out of the U.K. are not very helpful and repeat things multiple times, it seems that they are following the script! Reviewed on: 20th May 2024
Lali's avatar
Lali

Very convenient and Helpful .

5
Very convenient and Helpful ..helps me more when I needed extra Reviewed on: 20th May 2024
Ronaldo B's avatar
Ronaldo B

Easy to use, clear explanation.

5
Easy to use, clear explanation. Highly recommended. Reviewed on: 20th May 2024
Olaj 's avatar
Olaj

So quick and easy no messing about

5
So quick and easy no messing about Reviewed on: 20th May 2024
Andi g's avatar
Andi g

I find this is great to manage savings.

5
I find this is great to manage savings. Reviewed on: 20th May 2024
Saraswati Thapa's avatar
Saraswati Thapa

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