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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Convenient, Flexible, and Easy to Use

PayPal Credit has been extremely helpful and convenient. The application process was quick and easy, and I was approved instantly. I really appreciate the flexible payment options, especially the ability to make purchases now and pay over time without interest when paid on time. It integrates seamlessly with PayPal checkout, making online shopping stress-free. Reviewed on: 9th June 2026

Great for small and large purchases with no interest*

I've used paypal credit for both small and larger purchases. The 4-month no interest rate is fanastic and I've not experienced any issues with the platform ever :) Reviewed on: 9th June 2026

One Stop Solution for Online Shopping payments

This is my go to option for 90% of my online shopping and utilises paypal credit most of the time. The best part is pay in 3 and whenever it is available will go for it 100% and it makes easier to pay in instalments and removes the burden from retailers to pay at once for large payments. I would recommend everyone to use pay pal and kudos to paypal team. Reviewed on: 9th June 2026

paypal a name you can trust, easy to use easy to man...

paypal a name you can trust, easy to use easy to manage and someone to reach out to when needed Reviewed on: 9th June 2026

Very easy to use in all formats and on many...

Very easy to use in all formats and on many sites Reviewed on: 9th June 2026

It’s all good

Easy to use, no issues, once used them to get a refund and it worked well. Reviewed on: 9th June 2026

Quick and secure

Quick and secure transactions with spend messages sent for every transaction adding another layer of secure service Reviewed on: 9th June 2026

Good interest free options and good service if any i...

Good interest free options and good service if any issues. I use pay in 3 and 4 month interest free options. Reviewed on: 9th June 2026

Had no problems at all with paypal

Had no problems at all with paypal Reviewed on: 9th June 2026

Safe way to pay for your purchase

I have been using Paypal for many years and I love their consumer protection. I also appreciate the security as no one else can see my bank or card details. Reviewed on: 9th June 2026

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