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PayPal: PayPal Credit reviews

4.90
Based on 59,614 reviews, last reviewed 13th Apr 2026
811300% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
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93%
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6%
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1%
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0%
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0%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026
Luffy s's avatar
Luffy s

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59614)

Pay pal credit

5
PayPal works for me I s easy to use and it’s understandable how to use so I’m happy Reviewed on: 20th May 2024

Fast payments - always payment on time for different...

5
Fast payments - always payment on time for different shopping items Reviewed on: 20th May 2024

Easy helpful good customer service

5
Easy helpful good customer service Reviewed on: 20th May 2024

Love paupal

5
Love PayPal it’s easy to use efficient and safe Reviewed on: 20th May 2024

I've used PayPal since the early eBay days.

5
I've used PayPal since the early eBay days. I love the ease of using it, and specifically allowing me to be able to use my Amex card for all purchases online. The addition of Credit and Pay in 3 are just a great cherry topper. Reviewed on: 20th May 2024

I am very happy with the pay pal

5
I am very happy with the pay pal Reviewed on: 20th May 2024

Love pay pal helpped me purchased items and easy pay...

5
Love pay pal helpped me purchased items and easy pay back Reviewed on: 20th May 2024

Used Paypal for years now.

5
Used Paypal for years now. Its easy and safer than using credit cards online. They have a great arbitrary service and contact sellers for you if there is a problem. I know my transactions are always safe with Paypal. Someone tried to take money out my account but I was informed immediately as to whether it was a genuine deduction. I continue to use Paypal for loads of things. Reviewed on: 20th May 2024

Its very easy to receive money from others.

5
Its very easy to receive money from others. The best thing is we can easily request for money and can transfer them into bank account with in minutes Reviewed on: 20th May 2024

Everything in one place!

5
Great and reliable, I use it for sending/receiving money and mainly forthe payments flexibility whether it's with the pay in 3 option or credit. Also there is no late fee charge added if you forget to pay the credit installment on its due date. Reviewed on: 20th May 2024

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