Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Good interest free options and g

Good interest free options and g Reviewed on: 9th June 2026

Since I started using PayPal, my experience has been...

Since I started using PayPal, my experience has been excellent. The platform is reliable, user-friendly, and all my transactions have been processed smoothly. The credit facility has been particularly helpful, providing flexibility and support when needed. Overall, it has been a valuable financial tool that I can confidently recommend. Reviewed on: 9th June 2026

It’s honestly brilliant, especially since being out...

It’s honestly brilliant, especially since being out the physical card. The only downside is I wish it showed and allowed us to pay off our normal credit separately to our promotions Reviewed on: 9th June 2026

I always use paypal and pay in 3 and credit ate very...

I always use paypal and pay in 3 and credit ate very handy to get stuff and spread the cost Reviewed on: 9th June 2026

Convenient and simple to use

I have never found PayPal anything other than extremely convenient, simple to use and super responsive to my needs. Exchanging money between me and my friends, and paying for stuff when there is no card reader, paying for stuff online and ordering takeaways have all been enabled or made easier by PayPal. Reviewed on: 9th June 2026

Excellent secure service

Paypal gives you confidence that your money and payments are safe and they are quick to deal with any discrepancies. Reviewed on: 9th June 2026

Convenient

Easy to use and gives me peace of mind when ordering online Reviewed on: 9th June 2026

So easy to use, easy to apply.

So easy to use, easy to apply. Makes spreading the cost of purchases achievable so if youre waiting for pay day its a great option when those sneaky purchases creep up on you. i will be glad to be able to use it Reviewed on: 9th June 2026

Straight forwards, easy to use, simple to manage

Straight forwards, easy to use, simple to manage Reviewed on: 9th June 2026

Excellent!

Very dependable. Customer service is excellent. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub