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PayPal: PayPal Credit reviews

4.90
Based on 59,582 reviews, last reviewed 12th Apr 2026
808400% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
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93%
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6%
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1%
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0%
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Latest highest rating:

4

Handy little App PayPal is handy for splitting bills and showing how much we are owed per person. Reviewed on: 12th April 2026
Scottie Dogs Rule's avatar
Scottie Dogs Rule

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59582)

Simple and straightforward

5
I have found the process very simple and straightforward to use. Reviewed on: 20th May 2024

Easy Transaction

5
Very easy to navigate and good communication. Reviewed on: 20th May 2024

Paypal credit simple to use

5
Paypal credit is a great way to spread the cost of purchases and is easy to manage Reviewed on: 20th May 2024

Works as it should and is easy to use with great opt...

5
Works as it should and is easy to use with great options for Payment Reviewed on: 20th May 2024

PayPal is a good way to buy now pay later.

4
PayPal is a good way to buy now pay later. Easy to make payment as well. Reviewed on: 20th May 2024

Really good service when I needed to call them.

5
Really good service when I needed to call them. Reviewed on: 20th May 2024

Paypal is my hero

5
PayPal has saved me time, and helped me during times I've been stuck for money. I absolutely love the way you can pay for things you need in installments. Thank you paypal Reviewed on: 20th May 2024

Very good easy to use helps out a lot

5
Very good easy to use helps out a lot Reviewed on: 20th May 2024

Absolutely satisfying best experience ever

5
Absolutely satisfying best experience ever Reviewed on: 20th May 2024

Always easy to use, great options and low fees.

5
Always easy to use, great options and low fees. Reviewed on: 20th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review