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PayPal: PayPal Credit reviews

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4.90
Based on 59,548 reviews, last reviewed 12th Apr 2026
805400% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to transact with and good options for payments. Easy to transact with and good options for payments. Reviewed on: 12th April 2026
Luke Jackson's avatar
Luke Jackson

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59548)

PayPal Credit is an excellent credit product.

5
PayPal Credit is an excellent credit product. The terms are clear, and its widely accepted making it good for me as a consumer. The rate of interest is reasonable as well, in comparison to some other products in the market. Reviewed on: 20th May 2024
Nicholas R's avatar
Nicholas R

Always a good service, instant payments, protection...

5
Always a good service, instant payments, protection if goods are faulty or do not arrive Reviewed on: 20th May 2024
Andrea's avatar
Andrea

Great Service

5
Excellent experiance. Quick and positive experiance Reviewed on: 20th May 2024
NNR's avatar
NNR

Can't complain , been great .

5
Can't complain , been great . And useful when really needed. Reviewed on: 20th May 2024
Sian M's avatar
Sian M

great service

5
fast and secure at all times when been used Reviewed on: 20th May 2024
Lukas D's avatar
Lukas D

What's not to like!

5
Zero interest for 3 months, simple app, what's not to like:) Reviewed on: 20th May 2024
Neil W's avatar
Neil W

Safe, secure and efficient service

5
Safe, secure and efficient service Reviewed on: 20th May 2024
Emma's avatar
Emma

Use PayPal daily.

5
PayPal is easy to use and very practical.good service Reviewed on: 20th May 2024
Emma B's avatar
Emma B

Hassle free experience.

5
Hassle free experience... I have always able to use the App for any of the transaction without any problem. Reviewed on: 20th May 2024
Dare's avatar
Dare

I have used PayPal credit and never had a problem ea...

5
I have used PayPal credit and never had a problem easy to pay on more expensive items Reviewed on: 20th May 2024
Jeanette's avatar
Jeanette

Review PayPal: PayPal Credit now

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