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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to use.

Easy to use. Easy to make payments and check balance. Reviewed on: 9th June 2026

FINANCIAL FRIEND-:

PayPal is a great name for the service, I find it so convenient and easy to use for me everyday. From instant payments and order tracking to the feeling of security and backup up if purchases go wrong. Must be one of my most used apps. The other services it provides are useful from the virtual debit card to PayPal credit and interest free pay in instalments which I use regularly. All in all it’s my go to financial tool for work and personal use. Sorry if I’m being a bit gushy , I only realised how integrated in my everyday life PayPal was until I thought about it and wrote this review. Reviewed on: 9th June 2026

Pay Pal.- The Way Forward

Use PayPal daily, very efficient with swift transfer from bank, always allows you to keep on top of your finances Reviewed on: 9th June 2026

It has always been very easy and straightforward to...

It has always been very easy and straightforward to use the service. Reviewed on: 9th June 2026

Love it!

Love it! Great flexible way to pay Reviewed on: 9th June 2026

Never had an issue.

Never had an issue. All good. Like you can buys expensive things and pay in parts without any extra costs added. Reviewed on: 9th June 2026

Excellence

Very easy, straight forward and professional service Reviewed on: 9th June 2026

Using PayPal has been mostly smooth and convenient.

Using PayPal has been mostly smooth and convenient. It’s one of those platforms that makes online shopping feel quick and secure, especially when you don’t want to type in card details every time. Payments go through instantly, and most websites accept it, which saves time. When something goes wrong with an order, PayPal usually steps in and resolves it fairly. When a refund is issued, it tends to show up quickly. Overall Cute, convenient, a little chaotic — just like me. Reviewed on: 9th June 2026

Excellent facility, no hassle and has certainly help...

Excellent facility, no hassle and has certainly help me access items and sensibly spread the cost. Happy to continue to use in the future. Reviewed on: 9th June 2026

Very easy to use, and above all, I feel confident th...

Very easy to use, and above all, I feel confident that my money is safe when using PayPal. Reviewed on: 9th June 2026

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