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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59507 reviews)

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4.90

Based on 59,507 reviews, last reviewed 12th Apr 2026

801500% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Communication is really fluid and replies are gotten... Communication is really fluid and replies are gotten on time 10/10 Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59507)

It’s a fantastic way of paying and the credit option...

It’s a fantastic way of paying and the credit option is fantastic. Reviewed on: 20th May 2024

Difficult

Direct debit is wired, not adjusted if I paid in advance. Pay in 3 is much more comfortable and I use it more often Reviewed on: 20th May 2024

Great lifeline and easy to pay back when used little...

Great lifeline and easy to pay back when used little at a time Reviewed on: 20th May 2024

Great service, no strings or hidden extras.

Great service, no strings or hidden extras. Reviewed on: 20th May 2024

Excellent experience using PayPal in many industries

I've been using PayPal for many years and the experience was always fantastic. You can use it when buying in different industries which is very convenient for me. Reviewed on: 20th May 2024

PayPal has helped me on a numerous occasions where...

PayPal has helped me on a numerous occasions where fraudulent transactions from China has tried to rip me off and PayPal got involved and helped retrieve my money. Excellent customer service. Reviewed on: 20th May 2024

PAYPAL is the one

Very speedy service when there is a problem to sort out. Most companies you can pay with PayPal. Reviewed on: 20th May 2024

Excellent

Alway been friendly and helpful and easy to use Reviewed on: 20th May 2024

Satisfied

Paypal is easy to use and I'm happy with the service. I can view my statement online so makes it easy to keep track of Reviewed on: 20th May 2024

Easy to use.

Easy to use. Fantastic service. Will recommend to all Reviewed on: 20th May 2024

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