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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

It is really handy.

It is really handy. Fuss free. Service is great. Reviewed on: 9th June 2026

Fair rates and easy to set up.

Easy to set up the credit account. Very comparable rates of interest. And the 3 month 0% offer is excellent. Reviewed on: 9th June 2026

Good credit offers and customer service.

Good credit offers and customer service. Reviewed on: 9th June 2026

Borrowing with no interest is very helpful and fair .

Borrowing with no interest is very helpful and fair . Stops spiralling debt. Enables further spending..Would definitely recommend to friends and family....................................................... Reviewed on: 9th June 2026

PayPal is my first choice to buy goods and services.

I like the buy in 3 installments for small items and buy over 4 months free for expensive items ideal. We recently purchased a £900 shed spread the payments over 4 months, no interest. The only negative I have is that I can't get a virtual credit card because PayPal doesn't recognise me, strange because I've had an account for several years with no problems. PayPal don't understand either and as yet haven't resolved the issue. Reviewed on: 9th June 2026

Great to work with paypal.

Great to work with paypal.Wuick payments and secure Reviewed on: 9th June 2026

Excellent experience

I marked the customer service as neutral because I haven’t used it, apart from that it is all great experience. Reviewed on: 9th June 2026

So simple to set up and very easy to use via multipl...

So simple to set up and very easy to use via multiple channels Reviewed on: 9th June 2026

Useful money tool

Use it for large purchases to spread out cost. Easy to use. I try to pay off before interest is added. Reviewed on: 9th June 2026

Very easy to use and compettitive rates

Very easy to use and compettitive rates Reviewed on: 9th June 2026

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