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PayPal: PayPal Credit reviews

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4.90
Based on 59,476 reviews, last reviewed 12th Apr 2026
798700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent provider Paypal never let me down, it protect my money. I only use PayPal for online payment. Reviewed on: 12th April 2026
Ivanka P's avatar
Ivanka P

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59476)

All in one credit account

5
Provides flexibility with good credit line. Easily integrates with wallets for daily use. Great help with no cost EMI with major channel partners Reviewed on: 20th May 2024
Vikrant's avatar
Vikrant

Easy to use

5
I find PayPal super easy to use, it's my go to way for payment. Reviewed on: 20th May 2024
Kelly S's avatar
Kelly S

Excellent service

5
Can’t fault anything, excellent service with no worries. Reviewed on: 20th May 2024
Andrew H's avatar
Andrew H

suggestion for disability help

4
is simple enough to find what your normally looking for which is good but it could do with the difficulty I have is in the reading due to dyslexia could do with a option to have it speak to you would help with partially cited people as well as those who can't read Reviewed on: 20th May 2024
Andrew M's avatar
Andrew M

PayPal Credit offers good payment options

5
I think PayPal Credit offers good options to pay later (in 3 or 0% free for 4 months) and they keep their promises. The PayPal Credit dashboard could do with better visibility of due/ overdue payments to help knowing how to avoid fees Reviewed on: 20th May 2024
Maite B's avatar
Maite B

Always excellent service, never had any problems wit...

5
Always excellent service, never had any problems with using PayPal Reviewed on: 20th May 2024
Marcin 's avatar
Marcin

paypal helps me always, when i have difficult situation

5
paypal helps me always, when i have difficult situation Reviewed on: 20th May 2024
sopiko z's avatar
sopiko z

Angel In Disguise

5
It’s been so fabulous, prompt, responsive, supportive and helpful Reviewed on: 20th May 2024
Olutayo 's avatar
Olutayo

Truly easy and customer friendly use and crystal cle...

5
Truly easy and customer friendly use and crystal clear conditions. I’ve been a Paypal customer for years now and saw nothing, but a really remarkable improvement of services provided Reviewed on: 20th May 2024
evelina g's avatar
evelina g

Paypal always provides an excellent service and help...

5
Paypal always provides an excellent service and helps resolves any problems, now providing the paypal credit helps spread the cost and is a super way to pay! Reviewed on: 20th May 2024
Tricia 's avatar
Tricia

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