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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

The payment assistance is amazing.!

I've been using PayPal for a long time, and your support means a lot to me. Without your four months of payment support, I couldn't have done it. Thank you! Reviewed on: 9th June 2026

Very good

My experience with PayPal is very good Reviewed on: 9th June 2026

PayPal is the best.

PayPal is the best. Amazing customer service Reviewed on: 9th June 2026

Always helpful, very useful

Always helpful, very useful and competitive interest rates Reviewed on: 9th June 2026

always had good experience with paypal

always had an easy experience with paypal with that extra bit of security. have been using paypal fot years and will continue to do so. Reviewed on: 9th June 2026

Easy to used, and the 4 months free interests on any...

Easy to used, and the 4 months free interests on anything over &100 can’t go wrong Reviewed on: 9th June 2026

I have been using PayPal credit for a couple of years.

I have been using PayPal credit for a couple of years. I have used it to make purchases I cannot pay at once so with PayPal credit, I could pay in instalments which was brilliant Reviewed on: 9th June 2026

Borrowing with no interest is very helpful and fair .

Borrowing with no interest is very helpful and fair . Stops spiralling debt. Enables further spending..Would definitely recommend to friends and family. Wonderful company..... Reviewed on: 9th June 2026

I use Paypal extensively, for many years now, especi...

I use Paypal extensively, for many years now, especially Paypal Credit and I have never once had a problem with a transaction. On the odd occasion that I have contacted Paypal, their customer service has always been exemplary Reviewed on: 9th June 2026

I now use the PayPal cards for everything...

I now use the PayPal debit card for everything to collect the maximum number of points. If you use the PayPal Credit card you get fewer points, but the flexibility of buy now pay later of 4 months interest free credit on anything over £100, (providing you have a good credit rating). If you are travelling, do be aware that you may have to chip & pin more often, but that makes me feel more secure! Reviewed on: 9th June 2026

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