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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Easy to use super product great customer service

5
I have used PayPal Since it was first released and I recommended not only as a financial product and also their customer service Reviewed on: 9th June 2026

Always used PayPal, never had any complaints.

5
Always used PayPal, never had any complaints. Reviewed on: 9th June 2026

Brilliant alternative to traditional credit cards.

5
Brilliant alternative to traditional credit cards. Reviewed on: 9th June 2026

Always easy to use and easy to understand.

5
Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026

Paypal is easy to use with plenty of options of repa...

5
Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026

I find it very easy to pay for good excellent...

5
I find it very easy to pay for good excellent CS Reviewed on: 9th June 2026

Reliable, Secure and Easy to Use

5
I've been using PayPal for over 20 years and have always found it to be a reliable and convenient way to make payments online. Transactions are quick, it is easy to use, and I like the extra layer of security when shopping from different websites. It's also made sending and receiving money straightforward and hassle-free. I have used it to pay for holidays and spread the cost over 3 payments without any additional costs. Overall, a service I've been very happy to use. Reviewed on: 9th June 2026

Easy to view transactions, pay in instalments

5
Fantastic easy to pay for goods, int free options over three months which helps with my expensive purchases. I’ve had refunds with no issues. It is my preferred way of buying online. No complaints, excellent customer service Reviewed on: 9th June 2026

Thank you

5
I love the fact that the calls are not answered by someone in India or Pakistan keep it that way Reviewed on: 9th June 2026

Easy to use great at Christmas so you keep a track o...

5
Easy to use great at Christmas so you keep a track of what you’ve spent! Reviewed on: 9th June 2026

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