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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181027 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181027)

Using the free 4month interest free offer helps with...

Using the free 4month interest free offer helps with budgeting my finances.. Reviewed on: 9th June 2026

Excellent dose what it says never had eny problem

Excellent dose what it says never had eny problem Reviewed on: 9th June 2026

EXCELLENT FACILITY

EXCELLENT facility use it all the time its my MUST GO TO if I need anything and havent quite got funds to hand Reviewed on: 9th June 2026

I love Paypal credit.

I love Paypal credit. All purchases using the credit card virtually or physical use is, 0% interest for 4 months. Excellent for those bigger emergency purchases. I also love how it offers 0% interest on mobile phones for instance spreading the cost over 2 or 3 years at no extra cost making it more affordable. And if that wasn't enough I now earn points on my purchases which then offers cashback. Reviewed on: 9th June 2026

Great service from PayPal!

Great service from PayPal!!! Always helpful customer service and you can earn points Reviewed on: 9th June 2026

Always a great experience, never had any issues.

Always a great experience, never had any issues. Really easy to use. Reviewed on: 9th June 2026

Great i can spread my payments interest free over 4...

Great i can spread my payments interest free over 4 months or 3 payments Reviewed on: 9th June 2026

10/10. Recommended

Always used, easy, fast and overall best offer Reviewed on: 9th June 2026

Very good very good

Very good very good very good very good Reviewed on: 9th June 2026

Instant credit, interest free period

Instant credit on items I’d prefer not to pay for all in one go. Interest free for 3 months - an ideal arrangement. Reviewed on: 9th June 2026

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