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PayPal: PayPal Credit reviews

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4.90
Based on 59,382 reviews, last reviewed 12th Apr 2026
790100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is very reliable and efficient. Paypal is very reliable and efficient. Reviewed on: 12th April 2026
Sean M's avatar
Sean M

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59382)

PayPal is the most quickest and sufficient way to pay.

5
PayPal is the most quickest and sufficient way to pay. And the endless choice of ways to pay, pay in 3 - or PayPal credit is excellent. Reviewed on: 19th May 2024
Hayley D's avatar
Hayley D

I like pay pal even I don't have money to pay I alwa...

5
I like pay pal even I don't have money to pay I always get help Reviewed on: 19th May 2024
Zenzeleni zulu 's avatar
Zenzeleni zulu

The best !!

5
love paypal credit,easy and understandable Reviewed on: 19th May 2024
Anna's avatar
Anna

Amazing experience

5
I have used PayPal credit throughout renovating my new home and it has been hassle free and so easy to buy materials ready for our builders with the flexibility of paying later Reviewed on: 19th May 2024
Milly M's avatar
Milly M

Spread the cost easily & with peace of mind

5
The pay in 3 feature allows me to spread the cost for those larger purchases & the 0% interest for 3 months for purchases over £100 makes my budgetting so much easier - all relevant dates for payment are clearly shown & everything is easily accessible on the app. These features alongside the peace of mind that PayPal brings are invaluable. Reviewed on: 19th May 2024
James G's avatar
James G

It was useful when I didn't have the money to...

5
It was useful when I didn't have the money to pay Reviewed on: 19th May 2024
Georgiana N's avatar
Georgiana N

Ever since i got paypal credit i been buying on and...

5
Ever since i got paypal credit i been buying on and off from it never had any issues fantastic service better than most credit cards Reviewed on: 19th May 2024
Farzan R's avatar
Farzan R

I've used PayPal a number of ways.

5
I've used PayPal a number of times in different ways..as in paying by PayPal or using the credit payment. Reviewed on: 19th May 2024
Kate P's avatar
Kate P

No issues with Paypal at all .

4
No issues with Paypal at all . Have been with them for a while now. Reviewed on: 19th May 2024
Jose J's avatar
Jose J

Super fast to complete purchases, hassle free.

5
Super fast to complete purchases, hassle free. Reviewed on: 19th May 2024
Scott's avatar
Scott

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