Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 59,334 reviews, last reviewed 12th Apr 2026
785500% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just feels a safe platform to pay, send money. Just feels a safe platform to pay, send money. Always feel happier using PayPal. Reviewed on: 12th April 2026
Rob Trystan 's avatar
Rob Trystan

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59334)

Everytime I've had a dispute

5
Everytime I've had a dispute it has been dealt with swiftly and with great communication Reviewed on: 19th May 2024

Helpfully

5
Very useful very practise and easy Reviewed on: 19th May 2024

Never had a problem with PayPal, good product and gr...

5
Never had a problem with PayPal, good product and great customer service. Reviewed on: 19th May 2024

I find it very easy to use and if you have any probl...

5
I find it very easy to use and if you have any problems, you will get a refund Reviewed on: 19th May 2024

Always use PayPal, so secure and easy to use

5
Always use PayPal, so secure and easy to use Reviewed on: 19th May 2024

Convenient and easy to use, have been using PayPal c...

5
Convenient and easy to use, have been using PayPal credit for several years Reviewed on: 19th May 2024

great 4 months to pay with no deposit on orders £100...

5
great 4 months to pay with no deposit on orders £100 and above Reviewed on: 19th May 2024

Great!...

5
Great, easy to use and accepted online almost everywhere. Reviewed on: 19th May 2024

Perfect app

5
Paypal is the best thing ever for purchases and internet shopping its safe an easy and so full proof Reviewed on: 19th May 2024

Quick and easy to use

5
Quick and easy to send money between friends and family Reviewed on: 19th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review