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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181026 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181026)

Always happy with Paypal.

Always happy with Paypal. Easy way to pay for things and also offers interest free finance. Reviewed on: 9th June 2026

Been with pay pal a long time excellent service .

Been with pay pal a long time excellent service . Esp if a parcel don’t arrive or company don’t reply they step in and solve it highly rate PayPal Reviewed on: 9th June 2026

Easy to use and understand, all you could want.

Easy to use and understand, all you could want from a credit offering and the 0% interest on purchases over £100 has really helped us spread the costs of big purchases! Reviewed on: 9th June 2026

Never had an issue using paypal,over 20yrs

Never had an issue using paypal,over 20yrs Reviewed on: 9th June 2026

PayPal is very easy and secure to use for payments...

PayPal is very easy and secure to use for payments Reviewed on: 9th June 2026

Best is payment in three parts always and no extra c...

Best is payment in three parts always and no extra cost! Reviewed on: 9th June 2026

Financially helpful

Financially helpful and easy to process and navigate, I have used PayPal for years and I trust it 100% Reviewed on: 9th June 2026

Excellent

They have helped me out when I have run into trouble Reviewed on: 9th June 2026

Feel very safe shopping through paypal

Feel very safe shopping through paypal Reviewed on: 9th June 2026

PayPal Makes Credit Easy

PayPal make paying for items over time easy and hassle free. They also help you manage your credit account by suggesting payments larger or pay in full options. Getting in touch with someone from customer services is easy too. Reviewed on: 9th June 2026

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