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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59284 reviews)

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4.91

Based on 59,284 reviews, last reviewed 12th Apr 2026

781100% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I use PayPal regularly to pay for online purchases w... I use PayPal regularly to pay for online purchases wherever it is available. I often use PayPal Credit for larger purchases : I find it to be really u... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59284)

Good but could be better

Good that you don't pay interest if paid in 3 months. But would be better if you could pay towards a specific purchase, rather than just pay off towards the overall balance Reviewed on: 19th May 2024

Great service and Makes me feel safe

Great service and feel secure when making purchases Reviewed on: 19th May 2024

Great, no complaints.

Very easy and reliable form of credit, accepted all over. Reviewed on: 19th May 2024

I like it as It’s so easy to use!

I like it as It’s so easy to use! And you get a healthy limit which makes it easier? Works with a lot a companies too? Reviewed on: 19th May 2024

Easy to apply,Easy to use,easy to control

Easy to apply,Easy to use,easy to control Reviewed on: 19th May 2024

Amazing financial resource - gives me great flexibil...

Amazing financial resource - gives me great flexibility especially with the pay pal pay in 3 option. Really easy to transfer money to friends and family and manage the account through the app. Also more secure for peace of mind. Reviewed on: 19th May 2024

A very straight forward site to use with a very grea...

A very straight forward site to use with a very great payment options fat response to querie very helpful customer service Reviewed on: 19th May 2024

I highly recommend PayPal Credit to everyone!

I highly recommend PayPal Credit to everyone! It’s incredibly convenient and easy to use. The application process was straightforward, and having the option to pay for purchases over time has been a game-changer for my finances. Excellent service and a trustworthy platform!" ! Reviewed on: 19th May 2024

Satisfied

I’m pleased with the convenience and transparency PayPal Credit offers and would recommend it to anyone looking for a flexible credit option. Reviewed on: 19th May 2024

Really good to purchase things & have time to pay...

Really good to purchase things & have time to pay Reviewed on: 19th May 2024

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