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PayPal: PayPal Credit reviews

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4.91
Based on 59,244 reviews, last reviewed 12th Apr 2026
777600% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All is great All is great. There is no hustle Reviewed on: 12th April 2026
Ruslan P's avatar
Ruslan P

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59244)

PayPal continues to help make finances simple

5
PayPal continues to be the easiest way to make and receive payments to both corporations and friends and family. The app is excellent so having credit included is easier to manage than any high street bank. Reviewed on: 19th May 2024
KB's avatar
KB

Could be quicker

4
Only complaint is a slight delay in payments showing on my account which has resulted in me making the payment twice. Reviewed on: 19th May 2024
Stephen P's avatar
Stephen P

Great service always quick delivery great to know yo...

5
Great service always quick delivery great to know you are protected when buying items. Reviewed on: 19th May 2024
Miss E's avatar
Miss E

Paypal is a good service.

4
Paypal is a good service. You do need to keep an eye on extra payments and payment that have gone through for no apparent reason. Reviewed on: 19th May 2024
Roy G's avatar
Roy G

No regrets with Paypal

5
Paypal is my go to for anything credit, no regrets whatsoever. If I get confused or need assistance their customer care is right there to help. Reviewed on: 19th May 2024
Bayo B's avatar
Bayo B

Simplicity

5
Simplicity itself, simply couldn't hope for anything simpler. Reviewed on: 19th May 2024
Wayne Thomas's avatar
Wayne Thomas

Trustworthy!

5
A wonderful start to learn how to manage your money and building your credit score. A much safer way than having and taking out a credit card. I love PayPal credit because it gives me that freedom knowing I can pay back in smaller increments with an extremely low interest rate. PayPal ensure happy customers as it is easy and reliable to create an account, use the app and make payments. One thing I love about PayPal is that they collaborate with trust worthy websites, typically if a websites payment method accepts PayPal then typically it is trust worthy and if there are any issues PayPal customer service will help track it down and ensure that you, the customer are happy! Reviewed on: 19th May 2024
Kareena P's avatar
Kareena P

PayPal Credit Review

5
I have used PayPal credit several times and I have to say I have never had any issues. The transactions have been very smooth & easy to set up. Using the App makes it very easy to keep on top of repayments. The fact they are interest free is great, no hidden payments. Reviewed on: 19th May 2024
Vickiceleste's avatar
Vickiceleste

Easy and convenient to use, good option to prolong p...

4
Easy and convenient to use, good option to prolong payment at 0%. Reviewed on: 19th May 2024
Anthony's avatar
Anthony

Easy, friendly, helpful

5
Easy to use. When I have questions I call PayPal and they are always friendly and helpful Reviewed on: 19th May 2024
El's avatar
El

Review PayPal: PayPal Credit now

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