Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

View other PayPal products

4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181024)

Reliable service!

Reliable service! never had an issue with the service. Reviewed on: 9th June 2026

Easy to apply.

Easy to apply. No issues. Fair interest rates and credit terms options. Reviewed on: 9th June 2026

WE HAVE BEEN WITH PAYPAL FOR A LOT OF YEARS AND IF W...

WE HAVE BEEN WITH PAYPAL FOR A LOT OF YEARS AND IF WE HAD A QUERY IT WAS ALWAYS SORTED QUICK AND EFFICIENTLY. Reviewed on: 9th June 2026

Easy to use and great customer service

Easy to use and, when I had a query, spoke to someone in customer service who was really friendly and helpful. I recommend PayPal to all my family members and friends. Reviewed on: 9th June 2026

Incredibly good

Incredible, easy to manage, and with a lot of good discounts. Reviewed on: 9th June 2026

never need to contact custome services

To date I have never had the need to contact customer service, which may demonstrate a good service. Reviewed on: 9th June 2026

Excellent customer service

They are very helpful regarding refunds and dealing with any problems that may arise. They are very confident to use and trusted when paying online. Excellent customer service. Reviewed on: 9th June 2026

I've used PayPal for years and always appreciated th...

I've used PayPal for years and always appreciated the ease of the app. Lots of features and provides security and peace of mind when shopping Reviewed on: 9th June 2026

Excellent for the bigger purchases.

Excellent for the bigger purchases. Bought a new tv and Paying over 4 made it so much easier on my finances. Reviewed on: 9th June 2026

Easy to set up and use.

Easy to set up and use. Lots of places offer PayPal credit as an option at checkout. PayPal credit is instant and you can see what you have used and have left using the way to navigate app. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101198 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub