Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Easy and higher secure ever every single transaction...

Easy and higher secure ever every single transaction and if any issue easy to dispute because there have very easy customer support Reviewed on: 9th June 2026

A very trusted brand with great support

A very trusted brand with great support Reviewed on: 9th June 2026

PayPal credit extremely useful

It has been useful for spreading the cost. Reviewed on: 9th June 2026

Money when i need it.

Money when i need it. Good credit no problems Reviewed on: 9th June 2026

Great Company

Just such an easy way to pay for things and excellent customer service Reviewed on: 9th June 2026

I find using Paypal Credit to be really useful

I find using Paypal Credit to be really useful - I can easily purchase things and all my details are already entered and I don't need to track items in transit because Paypal does that for me. There is only one thing that I find annoying and that's how long a payment takes to show up on my account but this is minor! Reviewed on: 9th June 2026

Easy to use, perhaps too easy as it allows impulse p...

Easy to use, perhaps too easy as it allows impulse purchasing but I guess that happens with all online payments now. App use is straightforward along with the security of two factor authentication for large purchases. Would be good if the transaction statements were clearer on interest charges. Reviewed on: 9th June 2026

Really good customer service.

Really good customer service. User friends app. Very straightforward and caters for all needs Reviewed on: 9th June 2026

Easy to use, good rewards and incentives.

Easy to use, good rewards and incentives. Making payments could be smoother, hard to tell if a payment processed at times but overall very positive experiance. Reviewed on: 9th June 2026

Easy and quick to use.

Easy and quick to use. Regular communicates and alerts Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub