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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Really great option for spreading cost of purchases.

Really great option for spreading cost of purchases. Reviewed on: 9th June 2026

Positive and easy, no unnecessary forms

Positive and easy, no unnecessary forms Reviewed on: 9th June 2026

Generally very good.

Generally very good. Hardly ever had a problem in years. Reviewed on: 9th June 2026

Always happy to know my money is safe with PayPal.

Always happy to know my money is safe with PayPal. The payments in three have been really great, always pleased to know my payments will come out on time without worry. I have recently started using PayPal rewards, looking forward to reaping the benefits from this. Very happy with PayPal all round Reviewed on: 9th June 2026

Flexible and easy to use

Easy to use, great that you can also have a card added to thus account for making payments in stores. Interest free period is great and helps with budgeting. Always get reminders about when payments are due and when interest free periods are ending. The app is great to keep you on track and is easy to use. Reviewed on: 9th June 2026

Excellent been with PayPal since 2009 service

Excellent service can’t fault it absolutely brilliant service Reviewed on: 9th June 2026

Interest free no late payments charge brilliant!

who else offers you to 1,pay in 3 interest free and no late fees and 2,paypal credit is also interest free brilliant idea! Reviewed on: 9th June 2026

Financially helpful and easy to process

Financially helpful and easy to process Reviewed on: 9th June 2026

PayPal flexible ways to pay

PayPal have flexible ways to pay which is helping me manage my finance's. Reviewed on: 9th June 2026

honestly been using paypal for years and never had a...

honestly been using paypal for years and never had a problem with it. dead easy to use and i like that you dont have to put your card details in every time you buy something online Reviewed on: 9th June 2026

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