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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59168 reviews)

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4.91

Based on 59,168 reviews, last reviewed 12th Apr 2026

770800% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always good and straight to the point Always good and straight to the point Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59168)

Convenient and quick

I use PayPal everyday and I love it Reviewed on: 19th May 2024

Very straight forward.

Very straight forward. Website is very user friendly. All info are transparent and readily available. Credit limits are regularly adjusted in accordance with affordability which makes paypal a responsible lender. Reviewed on: 19th May 2024

Easy to use & balance is easy to see.

Easy to use & balance is easy to see. Reviewed on: 19th May 2024

Easy to use and the 4 months interest free is fantas...

Easy to use and the 4 months interest free is fantastic. Reviewed on: 19th May 2024

Very easy to use, highly recommended.

Very easy to use, highly recommended. Reviewed on: 19th May 2024

Nice, convenient and easy to use.

Nice and easy to use. Good services. The pay buy now pay within 4 months is amazing. When paying for purchases and selecting PayPal credit is so easy and convenient. Reviewed on: 19th May 2024

Been very helpful when sorting out issues

Been very helpful when sorting out issues Reviewed on: 18th May 2024

It’s convenient for daily use and protective way to pay

It’s convenient for daily use and protective way to pay Reviewed on: 18th May 2024

Paypal credit is very good opportunity to get things...

Paypal credit is very good opportunity to get things easily with instalments. Reviewed on: 18th May 2024

Great experience.

I’m using paypal more than four years and I’m really happy with their service and everything I would love to mention one Service there is pay in 3 is really helpful and really good Reviewed on: 18th May 2024

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