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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

The best

Easy yo use accepted in most places Reviewed on: 9th June 2026

Extended payment grace

It would be better to have a couple of days grace to make credit payment, rather than just charge £12 for missed payment right away. I have had dealings with few creditors that do that. I understand it’s a business and company policy but it’s an unfair one Reviewed on: 9th June 2026

Gurd flexible credit line

What there is one credit limit the way that you can access the credit and the various offerings are absolutely brilliant. And actually suit the way that I’d like to borrow. The only issue that I have is that the credit limit at £3600 is a third of my other credit cards. Reviewed on: 9th June 2026

Fantastic

Easy to navigate, quick and convenient service making purchases affordable. Reviewed on: 9th June 2026

Can rely on PayPal for most online retailers which i...

Can rely on PayPal for most online retailers which is great. Reviewed on: 9th June 2026

my experience with paypal was really great.

my experience with paypal was really great. the woman i spoke to was extremely helpful and quickly solved my problem. she even took the time to investigate why the system was showing the payment as pending. she was amazing, professional, and very supportive throughout the whole process. i really appreciate her help and the excellent customer service she provided. Reviewed on: 9th June 2026

It’s brilliant.

It’s brilliant. Very convenient and the service is impeccable. Reviewed on: 9th June 2026

I couldn't live with my PayPal credit It has helped...

I couldn't live with my PayPal credit It has helped me a lot with everyday essentials Reviewed on: 9th June 2026

Pay pal Credit

Good in paying in various currencies. Provide different type of credit. Reviewed on: 9th June 2026

Easy to apply and use.

Easy to apply. Great interest free options. Reviewed on: 9th June 2026

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