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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I always found PayPal as the more safest and easiest...

I always found PayPal as the more safest and easiest way to pay Reviewed on: 9th June 2026

It would be better if paypal offered longer than 4 m...

It would be better if paypal offered longer than 4 month to pay back when you spend more then £500 Reviewed on: 9th June 2026

Paypal Credit is the easiest system to use with the...

Paypal Credit is the easiest system to use with the most protection. It uses simple website and phone apps. Customer service is immediate and effective. Reviewed on: 9th June 2026

Love Paypal, it is safe, secure and flexible to use.

I love using paypal, it has helped me close the gap with my financial limits and liabilities, of course being careful and aware of my own limits, and have made is secure and easy to make purchases. I love the 4 I love using paypal, it has helped have safe, secure and flexible use of my money and spendings.months 0% interest that helps me buy things I need and want. My flights tickets to go see family etc. Reviewed on: 9th June 2026

Easy to use and fabulously flexible

I use PayPal Credit a lot when shopping online, and now I also have a physical credit card. It’s so simple to use and offers fantastic flexibility and payment terms Reviewed on: 9th June 2026

PayPal Credit great value.

PayPal Credit is exceptionally easy to manage. The account limits are appropriate to my needs and situation. On the rare occasion I have required Customer Services this has been outstanding. The credit options is also a benefit where I can choose how I pay e.g. Pay-in-3. I predominally use PayPal as a buyer and this gives me confidence when making purchases. Reviewed on: 9th June 2026

It harmonise my financial wellbeing, since my spendi...

It harmonise my financial wellbeing, since my spending can spread out at a fair rate of payment I have aln informed visibility of my activity giving me peace of mind Reviewed on: 9th June 2026

easy to use and efficient in all aspects

easy to use and efficient in all aspects Reviewed on: 9th June 2026

Simple and handy

Clear and seamless interface. Credit options are useful. Reviewed on: 9th June 2026

Never had an issue, easy to use and convenient.

Never had an issue, easy to use and convenient. Reviewed on: 9th June 2026

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