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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

PayPal has been a fantastic tool for managing my fin...

PayPal has been a fantastic tool for managing my finances. I initially started using it because my sister lives in America, and it was the only service that allowed us to send and receive money instantly. Later, I was approved for their credit card, which was a game changer since PayPal is accepted by almost every online retailer. The only downside is the "Pay in 3" feature. You are required to link a debit card to your current account, as credit cards are not accepted for these payments, which is frustrating. Additionally, the installment options are currently limited to just three payments. While I have heard of a "Pay in 4" option, it has never been available to me. I really hope they introduce more flexible payment plans in the future. Overall, my experience has been great! Reviewed on: 9th June 2026

Good for customers good customer service

Good for customers good customer service Reviewed on: 9th June 2026

Security with paypal

Trust paypal totally feel safe when purchasing from. Internet or any seller feels like you have security Reviewed on: 9th June 2026

Great service all round!

Great service all round! It’s safe, user friendly and a great way to utilise interest free credit Reviewed on: 9th June 2026

Very good instants always available

Very good instants always available Reviewed on: 9th June 2026

Genuinely positive customer experience

Using PayPal Credit has always given me a genuinely positive customer experience because it feels quick, secure and reassuring. I appreciate being able to make larger purchases safetly ands be able to pay it back over a longer period. I also like being able to complete a purchase with just a few familiar steps, without repeatedly entering card details or personal information. I feel satisfied as a user of the service and would highly recommend it! Reviewed on: 9th June 2026

Confidence in excellence

I have confidence in using PayPal and have always had excellent support, when needed. Reviewed on: 9th June 2026

So convenient and always easy and ready to use.

So convenient and always easy and ready to use. Love the privacy and not having to input card details every time I use it. Reviewed on: 9th June 2026

Quick to Sort Issues

When I have had any issues PayPal have supported me efficiently and kept me updated all the way. Reviewed on: 9th June 2026

Its smooth and easy to use.

Its smooth and easy to use. I have been using it for years, and never had an problems. Reviewed on: 9th June 2026

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