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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59158 reviews)

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4.91

Based on 59,158 reviews, last reviewed 12th Apr 2026

769800% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is really convenient to use PayPal. It is really convenient to use PayPal. Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59158)

perfect - definitely recommend

Very easy to use, only reason for not excellent score on customer service is because I never had the need to reach out to the support team. Reviewed on: 18th May 2024

Happy customer

It's great for spreading the cost, especially with the Curve card! Reviewed on: 18th May 2024

PP credit

I have always had a good experience while using PayPal Credit. Reviewed on: 18th May 2024

Easy management of finances and a well laid out portal.

Easy management of finances and a well laid out portal. Great payment options too. Reviewed on: 18th May 2024

Smashing

Quick and easy to use found the interface great and customer service was easy to get the result I required. Reviewed on: 18th May 2024

Sucure shopping

Always use pay pal for online purchases quick safe and easy Reviewed on: 18th May 2024

Credit where credit is due.

Great for control of spending with the criteria to control you're ability to pay Off in full on proposed dates and time lines. It make you more credit savvy and diligent to control your financial goals and be realistic with your affordable purchases Reviewed on: 18th May 2024

No issues so far

No issues in 20 years of sending and receiving money Reviewed on: 18th May 2024

It’s been endlessly useful for online transactions a...

It’s been endlessly useful for online transactions and personal payments since I started an account in my teens to buy things on eBay Reviewed on: 18th May 2024

Have used Paypal credit a few times.

Have used Paypal credit a few times. Great for spreading the cost over a few months. Reviewed on: 18th May 2024

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