Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181150)

Paypal credit has given me more room to breath on la...

5
Paypal credit has given me more room to breath on larger more expensive purchases in times when money has been tight, it's really helped me out. Its an easy affordable process. Reviewed on: 9th June 2026
LadyB's avatar
LadyB

Easy to use, quick with responses- highly recommend...

5
Easy to use, quick with responses- highly recommend to friends and family. Reviewed on: 9th June 2026
Christopher E's avatar
Christopher E

PayPal is so easy and very convenient to use.

5
PayPal is so easy and very convenient to use. It saves time not having to enter my bank card details every time I purchase something and I feel it is very safe and secure. Reviewed on: 9th June 2026
David S's avatar
David S

PayPal gives me peace of mind.

5
PayPal is so easy to use. Very trustworthy which gives me peace of mind. Reviewed on: 9th June 2026
Elaine Mitchell's avatar
Elaine Mitchell

There is a reason Paypal has stood the test of time

5
Paypal is still the dominant internet based, cash transfer website/application since the beginning of the modern internet because It gets the job done, offers features and reward schemes that are actually useful and their customer service has always been helpful whenever I've needed them. Reviewed on: 9th June 2026
M Q's avatar
M Q

Pay in 3

5
Friendly staff and very helpful . Fast service Reviewed on: 9th June 2026
somchai tongdee's avatar
somchai tongdee

It was easy to set up and easy to arrange payments for.

4
It was easy to set up and easy to arrange payments for. Can pay off big amounts if you want to as well as the basic amount Reviewed on: 9th June 2026
Kayleigh G's avatar
Kayleigh G

There are make me easy for shopping and to send mone...

5
There are make me easy for shopping and to send money to other Country. Reviewed on: 9th June 2026
Michel M's avatar
Michel M

Very handy service, easy to use, good deals.

5
Very handy service, easy to use, good deals. Haven’t had any reason to use their customer service hence the neutral stance on this issue. Reviewed on: 9th June 2026
Fiona Phillips's avatar
Fiona Phillips

The availability of PayPal Plus means it's so flexib...

5
The availability of PayPal Plus means it's so flexible, opened up new possibilities to get products from any company and organisation (Fund raisers, Etsy etc). It just makes shopping so much more straight forward! Reviewed on: 9th June 2026
Joe B's avatar
Joe B

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal

  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal

  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill