Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 59,143 reviews, last reviewed 12th Apr 2026
768500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy way to Spend Brilliant way to spend and money off Reviewed on: 12th April 2026
RS's avatar
RS

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59143)

Does the basic work, when you purchase online

3
Does the basic work, when you purchase online Reviewed on: 18th May 2024

Very easy to use and explain best credit ive ever...

5
Very easy to use and explain best credit ive ever used Reviewed on: 18th May 2024

Very useful payment method, use for credit purchase...

5
Very useful payment method, use for credit purchase and pay 0% interest. Very secure and safe payment method Reviewed on: 18th May 2024

Quick and easy

5
Quick and easy to set up and use Reviewed on: 18th May 2024

4 month interest free is very helpful.

5
4 month interest free is very helpful. Reviewed on: 18th May 2024

It's PayPal, modern amenity

4
It's a must in modern climate. The pay in 3 feature is useful. System is easy to use Reviewed on: 18th May 2024

Paypal: Paypal Credit review.

5
Easy to use app , terms explained well, plenty of options on how to pay back 3 month , 12 month. Reviewed on: 18th May 2024

Miss Karolina

5
So happy with using a PayPal and PayPal credit. Good the PayPal increase my limits Reviewed on: 18th May 2024

The 4 months interest free on purchases is great.

5
The 4 months interest free on purchases is great. Reviewed on: 18th May 2024

Good way to pay easy to use no hassle

4
Good way to pay easy to use no hassle Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 32961 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
    View all products