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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Great experience

I’ve had a positive experience with PayPal Credit. The application was simple, the account is easy to manage, and the flexibility to spread payments has been very helpful. Everything has worked smoothly, making it a convenient and reliable service. Reviewed on: 9th June 2026

Fantastic

Excellent rewards and easy to use Reviewed on: 9th June 2026

Been a customer for years and never had any problems...

Been a customer for years and never had any problems, safe and secure Reviewed on: 9th June 2026

Responsive customer support.

Responsive customer support. Flexible and useful payment options Reviewed on: 9th June 2026

Easy to use and accepted as a form of payment in mos...

Easy to use and accepted as a form of payment in most shops Reviewed on: 9th June 2026

PayPal are ok

PayPal are ok, I guess, I mean I kinda don't really think about it. The pay in 3 thing is useful. I guess the interest rates for credit could be a bit better. I sure do hope this wins me the money they promised in the draw! Reviewed on: 9th June 2026

I have used Paypal and Paypal Credit for a long time...

I have used Paypal and Paypal Credit for a long time and found them extremely helpful to manage my purchases Reviewed on: 9th June 2026

Paypal easy to use

Paypal is very easy to use, just wish there was less of delay between payment and it showing on banking Reviewed on: 9th June 2026

Never had a problem easy to use and know get rewarde...

Never had a problem easy to use and know get rewarded for spending Reviewed on: 9th June 2026

Life saver

The pay in 3 option is amazing….when you are near payday and sort it comes in very handy. Reviewed on: 9th June 2026

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