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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59115 reviews)

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4.91

Based on 59,115 reviews, last reviewed 11th Apr 2026

766000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% for 4 months is a star attraction Paypal credit is an excellent product with flexibility of payment over 4 months with 0% interest. This is my favourite method of payment everywhere. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59115)

My experience with PayPal credit has been exceptiona...

My experience with PayPal credit has been exceptional really easy to use and understand my only point of improvement would be for PayPal to issue their own wallet opposed to using curve to keep it all in house under the PayPal app Reviewed on: 18th May 2024

Great way to pay online by using PayPal credit; it’s...

Great way to pay online by using PayPal credit; it’s there when you need with convenient payment plans to suit your budget. Interest free plans, pay in 3 & pay over 4 months, are a great way to make those last minute or luxury purchases when you are running low without getting into debt. Reviewed on: 18th May 2024

Have always felt secure paying by PalPay.

I have always felt secure paying by PayPalPay. Whenever I raise an issue with a payment, they are quick to resolve it. Also, more and more retailers are now accepting PayPal payment and its four-month interest free credit makes a huge difference. Reviewed on: 18th May 2024

My Pal rely Pays

PayPal is very safe and secure way of making payments and other financial services. Reviewed on: 18th May 2024

It’s simple and easy to use

It’s simple and easy to use… I can use PayPal credit on all of my purchases online and just pay it back Reviewed on: 18th May 2024

Ease at every step

PayPal credit is amazing, every encounter I’ve had with customer service has left me with a smile and the app is easy to navigate. Reviewed on: 18th May 2024

Great service

Service and all account options are good. Happy with extra protection Paypal provides. Rare customer service calls has been very good and friendly CS agents. Reviewed on: 18th May 2024

I always got excellent service.

I always got excellent service. Good customer service excellent offers Reviewed on: 18th May 2024

Gave me a chance with credit.

The reason I like to use PayPal, is because they gave me a chance with credit when others didn't. Reviewed on: 18th May 2024

PayPal credit is extremely easy to use

PayPal credit is extremely easy to use Reviewed on: 18th May 2024

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