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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

I've always had positive experiences with PayPal.

I've always had positive experiences with PayPal. Reviewed on: 9th June 2026

An excellent service.

An excellent service. In particular I like reminders before payments are due and the online dashboard Reviewed on: 9th June 2026

.life changing

Fantastic service helps with cash flow very convenient. Reviewed on: 9th June 2026

Quick and easy.

Quick and easy. Customer service is excellent as well when I had to ring them. Reviewed on: 9th June 2026

PayPal is a highly efficient and user-friendly digit...

PayPal is a highly efficient and user-friendly digital payment platform that offers fast and reliable transaction services. Its seamless interface makes it easy to send and receive money, both locally and internationally. The platform’s strong security features also provide peace of mind when making online payments. Overall, PayPal delivers a smooth and dependable payment experience, making it an excellent choice for everyday financial transactions. Reviewed on: 9th June 2026

PayPal is brilliant & continues to amaze me, it adap...

PayPal is brilliant & continues to amaze me, it adapts as the world moves on. I ve been with them for so many years I can't even remember, never had an issue & now I use most if not all the services they offer. Reviewed on: 9th June 2026

Easy to use and always informed when payment due.

Easy to use and always informed when payment due. Reviewed on: 9th June 2026

I use PayPal credit regularly

I use PayPal credit regularly it’s safe and easy to use, low interest rates, pay in 3 is also a valuable service for me Reviewed on: 9th June 2026

Good provider, helpfu with money

Good provider, helpfu with money Reviewed on: 9th June 2026

Excellent service to date using the products and ser...

Excellent service to date using the products and services registered. Reviewed on: 9th June 2026

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