Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 59,086 reviews, last reviewed 11th Apr 2026
763400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, with great credit options Easy to use, with great credit options Reviewed on: 11th April 2026
Karen S's avatar
Karen S

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59086)

Happy customer since the beginning of PayPal

5
Provides a great service and hassle free customer service. Better than any major stream bank. Reviewed on: 18th May 2024

Easy to understand and easy to use.

5
Easy to understand and easy to use. Repayment terms are clearly outlined leaving no ambiguity. Purchasing expensive items is not a problem with interest free payments over 4 months Reviewed on: 18th May 2024

Customer service is very quick and understands your...

5
Customer service is very quick and understands your needs at first touch and exudes confidence with speed of answers. Which have always been accurate. Reviewed on: 18th May 2024

PayPal is secure

5
PayPal is secure and you have confidence your funds are safe when using PayPal. Reviewed on: 18th May 2024

Great customer service.

5
Great customer service. Always there to help Reviewed on: 18th May 2024

SUPER SERVICE

5
Fast, secure and never had any problem using it. Reviewed on: 18th May 2024

I use PayPal Credit all the time.

5
I use PayPal Credit all the time. It makes budgeting so much easier. Reviewed on: 18th May 2024

Great service, very helpful, easy to use

5
Great service, very helpful, easy to use Reviewed on: 18th May 2024

Never had a problem with using PayPal

5
Never had a problem with using PayPal Reviewed on: 18th May 2024

Very happy with Paypal there when you need them

5
Very happy with Paypal there when you need them Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 32951 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
    View all products