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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

It was very easy for me to follow the steps to get P...

It was very easy for me to follow the steps to get PayPal credit. Always very friendly when i needed advice. Making sure my finances were ok to pay it back. It was reassuring that i had PayPal credit to fall back on if need be. Reviewed on: 9th June 2026

Quality service

I have used PayPal for many years and always found the service good Reviewed on: 9th June 2026

Great all round service

Great product, you can also buy now pay later interest free if needed. Good customer service. Good if you have a problem. Reviewed on: 9th June 2026

Really impressed with PayPal Credit

I’ve been really impressed with PayPal Credit—it’s quick and easy to use, which makes managing purchases so much more convenient. The application process is straightforward, and once set up, everything runs smoothly through your PayPal account. I also love the range of offers available, especially the interest-free periods that help spread the cost without added stress. Overall, it’s a flexible and user-friendly option that I’d highly recommend to anyone looking for a simple way to manage payments online. Reviewed on: 9th June 2026

I have been with PayPal for some years now and have...

I have been with PayPal for some years now and have found them ro be 100% reliable. I use PayPal at every opportunity when buying things. Reviewed on: 9th June 2026

5 Star highly recommended

Highly recommended, I’ve had a very good experience. Especially with 0% interest in the first 4 months and then I could break down the payments also. Most retailers accept PayPal payments and if they don’t you could use PayPal credit from Apple Wallet. Reviewed on: 9th June 2026

Paypal credit is really easy to monitor and manage

Paypal credit is really easy to monitor and manage via the app. Reviewed on: 9th June 2026

I love to use PayPal credit because I have 4 months...

I love to use PayPal credit because I have 4 months to pay Reviewed on: 9th June 2026

PayPal credit is a affordable way to pay and safer a...

PayPal credit is a affordable way to pay and safer as well. Reviewed on: 9th June 2026

I love pay pal especially 4 month intrest free and i...

I love pay pal especially 4 month intrest free and its easy acess 3 in one payments too its q fantastic all rounder Reviewed on: 9th June 2026

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