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PayPal: PayPal Credit reviews

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4.91
Based on 59,051 reviews, last reviewed 11th Apr 2026
760300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, safe and user friendly Easy to use, safe and user friendly Reviewed on: 11th April 2026
Eric p's avatar
Eric p

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59051)

Everything good so far.

5
Everything good so far. Good customer service Reviewed on: 18th May 2024
Massimo's avatar
Massimo

The go to payment method whenever I need to do a sho...

5
The go to payment method whenever I need to do a shopping. I love the fact you give 0% interest rate spread over months. The app is also user friendly. Reviewed on: 18th May 2024
Samuel A's avatar
Samuel A

Excellent customer service, reliable, easy and very...

5
Excellent customer service, reliable, easy and very safe to pay with Reviewed on: 18th May 2024
Mina's avatar
Mina

A quality service

5
A very good service, With good customer service Reviewed on: 18th May 2024
Nicolae T's avatar
Nicolae T

I like the way that one they protect me and my money...

5
I like the way that one they protect me and my money, and two keeping you up to date with all of my and their activity's Reviewed on: 18th May 2024
Garry E's avatar
Garry E

It’s just so easy!

5
It’s just so easy! Safe and secure, short term interest free solutions, clear communication and the customer service team when I had a query were fantastic Reviewed on: 18th May 2024
Sally S's avatar
Sally S

Grea to use

5
I used paypal to pay for travel tickets. It is easy to use. And the 4 months interest free offer is great Reviewed on: 18th May 2024
Cloud's avatar
Cloud

PERFECT SERVICE

5
Perfect for shopping online, never any problems Reviewed on: 18th May 2024
Fiona bowdler's avatar
Fiona bowdler

I have had PAYPAL credit on numerous occasions and I...

5
I have had PAYPAL credit on numerous occasions and I have never had one problem which was resolved with 1 phone call excellent service. Reviewed on: 18th May 2024
Donald Hand's avatar
Donald Hand

I got offered PayPal credit and got accepted.

5
I got offered PayPal credit and got accepted. Very happy with that! If I've ever needed to dispute, they are very quick to help and resolve. Customer service is quick also. I'm a very happy customer. Reviewed on: 18th May 2024
Nathaniel S's avatar
Nathaniel S

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