Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

PayPal helped me secure a refund when a vendor was b...

PayPal helped me secure a refund when a vendor was being uncooperative Reviewed on: 9th June 2026

Very easy to setup and process payments.

Very easy to setup and process payments. Reviewed on: 9th June 2026

Whenever I have needed any help, the customer servic...

Whenever I have needed any help, the customer service has been great. Paypal credit is also really easy to use. Reviewed on: 9th June 2026

Amazing service.

Amazing service. Quick and easy sign up too! Reviewed on: 9th June 2026

Love using PayPal when ever I can

Love using PayPal when ever I can as it’s my preferred choice to make payments, especially for online Reviewed on: 9th June 2026

I find it very easy to use and everything is laid ou...

I find it very easy to use and everything is laid out simply so that everything is easy to understand Reviewed on: 9th June 2026

PayPal gives leverage

I used PayPal Credit to purchase a device I had always admired in 36 installments. This has been really helpful. Reviewed on: 9th June 2026

Hassle free payment for goods.

Hassle free payment for goods. Purchase completed in very little time with any issues. issues Reviewed on: 9th June 2026

Credit facilities are good.

Credit facilities are good. Customer setup not easy to navigate for help Reviewed on: 9th June 2026

Excellent service & exceptional customer support

Excellent service & exceptional customer support Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub