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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181019)

Great way to spread the cost

I pretty much uses PayPal for anything expensive that I want to pay for in increments and not be penalised for doing so. Its so easy to use, and i get simple reminders if I'm close to my pay point. Reviewed on: 9th June 2026

Great credit options and flexible payments - perfect...

Great credit options and flexible payments - perfect to use when you need to budget your money! Reviewed on: 9th June 2026

useful for midsized purchases.

A very useful tool for midsized purchases that I can make over 3 months at 0%. The app, online login and general digital experience has improved significantly over the last year or so. Reviewed on: 9th June 2026

I am new to PayPal, but I am happy with the experience.

I am new to PayPal, but I am happy with the experience. Reviewed on: 9th June 2026

Just sooo incredibly easy and quick

Just sooo incredibly easy and quick Reviewed on: 9th June 2026

Very good in no problems I recommend...

Very good in no problems I recommend to anyone Reviewed on: 9th June 2026

I needed to spread the cost of an Airbnb booking

I needed to spread the cost of an Airbnb booking over a few months, and it was simple to pay using PayPal Credit and schedule a recurring payment until the balance was paid. Because I paid within the time allowed there were no interest charges Reviewed on: 9th June 2026

I have been using it for years and cannot fault it.

I have been using it for years and cannot fault it. Reviewed on: 9th June 2026

Streamlined, fit for purpose and easily used product

I have used the service for several years now, and have found it to be a streamlined, fit for purpose and easily used product. I would 100% reccomend it. Reviewed on: 9th June 2026

It handy to pay for more expensive items and then pa...

It handy to pay for more expensive items and then pay monthly Reviewed on: 9th June 2026

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