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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59014 reviews)

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4.91

Based on 59,014 reviews, last reviewed 11th Apr 2026

756800% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Still waiting on two charges from just eat to be ref... Still waiting on two charges from just eat to be refunded Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59014)

Easy to use

Easy to use, great customer service. Reviewed on: 18th May 2024

From my experience using PayPal Credit, I've found i...

From my experience using PayPal Credit, I've found it quite convenient for online purchases, especially with its special financing offer of no interest if paid in full within six months on purchases over $99. It integrates smoothly with my PayPal account, making checkout fast and easy without needing a physical card. Reviewed on: 18th May 2024

It's perfect service for me and my family

It's perfect service for me and my family Reviewed on: 18th May 2024

Yes very good convenient way of purchasing goods and...

Yes very good convenient way of purchasing goods and services from around the world while offering protection for the buyer giving peace of mind Reviewed on: 18th May 2024

a good option for unexpected but necessary expenses

a good option for unexpected but necessary expenses Reviewed on: 18th May 2024

Smooth and Simple

It’s has a smooth and simple process and due to the 0% interest on credit it ensures you don’t credit for unnecessary costs but rather costs that are needed Reviewed on: 18th May 2024

Always easy to use, options for payment, great custo...

Always easy to use, options for payment, great customer services Reviewed on: 18th May 2024

Good experience !

Good experience ! And great service ! Reviewed on: 18th May 2024

A Great Way of Paying

A Great way of Paying for your Purchases and intrest free if paid in full within the time allocated Reviewed on: 18th May 2024

It is very convenient for payment and good in terms...

It is very convenient for payment and good in terms of loan repayment. The only problem is that once the term of a purchase with zero interest has expired, you can no longer see the amount of this purchase in other terms of the credit. This amount is only reflected on the monthly statement. Reviewed on: 18th May 2024

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