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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Easy to apply for and never had any problems paying...

Easy to apply for and never had any problems paying for any think, helps there if you need it Reviewed on: 9th June 2026

PayPal is deffently the future safe debit card to use.

Pay pal is an excellent way of paying for goods etc,also protects you from scams fraud etc. Never use any thing else now safe secure if your vulnerable like myself 100% recommend pay in installments is brilliant i could not afford a new phone out right so used PayPal 3payment system so you cannot get into debt PayPal takes payments directly out of your account a date you choose is right for you.. Reviewed on: 9th June 2026

very good company and they have a lot of different t...

very good company and they have a lot of different things you can do on the website with money and diffrent ways to transfer there is also cypto on the website Reviewed on: 9th June 2026

Great way to budget, but quite tricky to set up mont...

Great way to budget, but quite tricky to set up monthly payments Reviewed on: 9th June 2026

I am very happy with discovering and using my PayPal.

I am very happy with discovering and using my PayPal. It's made my way of online shopping much easier and enjoyable. Thank you very much for giving me the opportunity to spread the payments over time and do not worry about paying big purchases. You are great. Reviewed on: 9th June 2026

love the pay in three interest free.

love the pay in three interest free. Reviewed on: 9th June 2026

I've always had positive experiences with PayPal and...

I've always had positive experiences with PayPal and if I've ever had any disputes. They've been dealt with very quickly and efficiently. Reviewed on: 9th June 2026

Had excellent service from PayPal used tnem for year...

Had excellent service from PayPal used tnem for years and will continue Reviewed on: 9th June 2026

Easy to use and very practical to use for payments a...

Easy to use and very practical to use for payments and recieveing money in and out Reviewed on: 9th June 2026

easy to use, accepted in so many places

easy to use, accepted in so many places Reviewed on: 9th June 2026

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