Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Great service very helpful very easy to apply very e...

Great service very helpful very easy to apply very easy to use Reviewed on: 9th June 2026

Makes shipping easy

Available at so many shops it makes shopping easier and eases the cost in so many more ways too Reviewed on: 9th June 2026

PayPal has been good.

PayPal has been good. Easy to use. Reviewed on: 9th June 2026

Simple, informative app with a clear user interface...

Simple, informative app with a clear user interface to help you stay on top of your finances and understand payment dates Reviewed on: 9th June 2026

My pay in three always works and PayPal increases my...

My pay in three always works and PayPal increases my credit based on my use Reviewed on: 9th June 2026

Been using PayPal for ages now and I got nothing but...

Been using PayPal for ages now and I got nothing but positive feedback to the service they provided. Reviewed on: 9th June 2026

Using the free 4month interest free offer helps with...

Using the free 4month interest free offer helps with budgeting my finances.. Reviewed on: 9th June 2026

Excellent dose what it says never had eny problem

Excellent dose what it says never had eny problem Reviewed on: 9th June 2026

EXCELLENT FACILITY

EXCELLENT facility use it all the time its my MUST GO TO if I need anything and havent quite got funds to hand Reviewed on: 9th June 2026

I love Paypal credit.

I love Paypal credit. All purchases using the credit card virtually or physical use is, 0% interest for 4 months. Excellent for those bigger emergency purchases. I also love how it offers 0% interest on mobile phones for instance spreading the cost over 2 or 3 years at no extra cost making it more affordable. And if that wasn't enough I now earn points on my purchases which then offers cashback. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub