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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Always good, and easy to use service , links to many...

Always good, and easy to use service , links to many purchase options Reviewed on: 9th June 2026

I can buy anything anywhere with my card.

I can buy anything anywhere with my card. It helps me in terms of need Reviewed on: 9th June 2026

Repayment options good

To quick to apply fees for late payments but easy to use online for transactions and finance options available to utilise is needed instantly. Reviewed on: 9th June 2026

Excellent method of payment

Its straight-forward to use pay for stuff but it unclear how to access the account for payment Reviewed on: 9th June 2026

So many options it’s unreal

I’ve used PayPal for a while now and I like the fact you can use it almost anywhere. Top up balances, use credit, pay in full even in 3. So many options, transfer and receive money, what’s not to like. Introduced my husband and son to PayPal and we’ve continued having a great service. Reviewed on: 9th June 2026

It's quick and easy to use, Well set up too

It's quick and easy to use, Well set up too Reviewed on: 9th June 2026

They make the process simple

Highly recommend paypal credit over other major credit card lenders. The app is simple to use and they send you notifications on a regular basis which helps massively. Been with them for over 12 years. Highly recommended. Reviewed on: 9th June 2026

Very easy to use service - affordable and available...

Very easy to use service - affordable and available with all/most sellers - it's great and instant and you can even get a physical card to shop in store. Reviewed on: 9th June 2026

JP says yay

Easy to use, reliable and versatile Reviewed on: 9th June 2026

helpful whithe the thinks i by very secure exe...

Very helpful whithe the thinks i by very secure exelant Reviewed on: 9th June 2026

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