Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,968 reviews, last reviewed 11th Apr 2026
752500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have very good experience I recommend to everyone... I have very good experience I recommend to everyone to open PayPal Reviewed on: 11th April 2026
Ardiana Z's avatar
Ardiana Z

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58968)

Good service no problems always sort things out

5
Good service no problems always sort things out Reviewed on: 18th May 2024
Caroline F's avatar
Caroline F

Amazing, great customer service, fast efficient and...

5
Amazing, great customer service, fast efficient and easy to use app and online portal Reviewed on: 18th May 2024
Andrew M's avatar
Andrew M

A very good and positive experience

5
Always been a good and positive experience. Great offers such as 4 months 0% and pay in 3. Easy to manage via the App/website, no issues over the years. Reviewed on: 18th May 2024
Luc M's avatar
Luc M

No.1 payment method due - super convenient!

5
Used PayPal for many years - no1 payment method due to convenience and support. Will use PayPal for crypto holding once approved by FCA for UK customers. Reviewed on: 18th May 2024
Jamie williams's avatar
Jamie williams

PayPal credit is a very easy to use payment method

5
PayPal credit is a very easy to use payment method to spread the cost of buying. I've been using it for quite a while and I've been able to buy things that would normally be out of reach. Thank you PayPal. Reviewed on: 18th May 2024
Clive Wadsworth's avatar
Clive Wadsworth

Helpful and amazing service

5
Easy and accurate. Up to date info and so far no issues. Its great. Really helps. Reviewed on: 18th May 2024
ARM's avatar
ARM

Very simple to use

5
Easy to use. Never any problems. Very simple to pay using PayPal credit and super easy to pay any credit off Reviewed on: 18th May 2024
Jonathan Douglas's avatar
Jonathan Douglas

Excellent service, they're there when you really nee...

5
Excellent service, they're there when you really need it Reviewed on: 18th May 2024
A K's avatar
A K

Easy to use, safe and secure.

5
Easy to use, safe and secure. Great app very happy Reviewed on: 18th May 2024
Lisa M's avatar
Lisa M

PayPal is just the right choice .

5
PayPal is just the right choice .It always helped me in buying the needed item. Reviewed on: 18th May 2024
Syed's avatar
Syed

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill