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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Great service from PayPal!

Great service from PayPal!!! Always helpful customer service and you can earn points Reviewed on: 9th June 2026

Always a great experience, never had any issues.

Always a great experience, never had any issues. Really easy to use. Reviewed on: 9th June 2026

Great i can spread my payments interest free over 4...

Great i can spread my payments interest free over 4 months or 3 payments Reviewed on: 9th June 2026

10/10. Recommended

Always used, easy, fast and overall best offer Reviewed on: 9th June 2026

Very good very good

Very good very good very good very good Reviewed on: 9th June 2026

Instant credit, interest free period

Instant credit on items I’d prefer not to pay for all in one go. Interest free for 3 months - an ideal arrangement. Reviewed on: 9th June 2026

Customer Support was superb

I've only ever had to contact customer support once about an old credit agreement and the support I received was superb, the issue was sorted as discussed, within the timeline discussed, the call handler was very friendly and I never had to spend anymore time chasing up the issue. Very happy! Reviewed on: 9th June 2026

Always happy with Paypal.

Always happy with Paypal. Easy way to pay for things and also offers interest free finance. Reviewed on: 9th June 2026

Been with pay pal a long time excellent service .

Been with pay pal a long time excellent service . Esp if a parcel don’t arrive or company don’t reply they step in and solve it highly rate PayPal Reviewed on: 9th June 2026

Easy to use and understand, all you could want.

Easy to use and understand, all you could want from a credit offering and the 0% interest on purchases over £100 has really helped us spread the costs of big purchases! Reviewed on: 9th June 2026

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