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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,916 reviews, last reviewed 11th Apr 2026
747800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Value for money, no nonsense company in terms of bei... Value for money, no nonsense company in terms of being straight forward, more often offering very good interest rate or aero interest rate Reviewed on: 11th April 2026
Lorenzo's avatar
Lorenzo

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58916)

I have used PayPal for a long time now it is a conve...

5
I have used PayPal for a long time now it is a convenient and efficient mode of payment and gives you a peace of mind you’re sure it gives you security of every item and anything you buy from eBay or stores or even buying online it’s a secure and safe way of payment that assures you of a smooth transactions and if something goes wrong PayPal is always there to help and guide you. Reviewed on: 18th May 2024
Oscar Manalansan's avatar
Oscar Manalansan

Easy to use, very straight forward and not complicated

5
Easy to use, very straight forward and not complicated Reviewed on: 18th May 2024
Estela b's avatar
Estela b

Helpful and easy, works on a lot of places.

5
Helpful and easy, works on a lot of places. Helped me out of a few jams when i really needed it. Cant fault the service. The low interest and the no interest offers are super helpful Reviewed on: 18th May 2024
Danny E's avatar
Danny E

Good easy to use.

5
Good easy to use. No problems. The interest free period excellent to use without burden of paying back straight away. Reviewed on: 18th May 2024
Romana R's avatar
Romana R

Positive experience then using PatPal...

5
Always have a positive experience then using PatPal for money transfers to arranging credit payment. You know that your transactions are safe. Reviewed on: 18th May 2024
Alan's avatar
Alan

easy no problem

5
never had any problems loads of places that accept PayPal most purchases £100+ are 4 months interest free Reviewed on: 18th May 2024
paul w's avatar
paul w

3 year review

5
I have used PayPal credit for roughly 3 years and I only use it to purchase expensive items. I don't own any other credit card as I find having the 4 months 0 interest appealing. I find the process quick and easily and will continue to use. Reviewed on: 18th May 2024
Isabella 's avatar
Isabella

Easy to use recommend paypal

5
Easy to use recommend to anyone. Convenience when it's needed Reviewed on: 18th May 2024
Angelina H's avatar
Angelina H

A company you can tryst

5
I've always trusted PayPal with either small or large transaction amounts , and to know your protected if anything goes wrong or faulty is brilliant. Reviewed on: 18th May 2024
Steven P's avatar
Steven P

I have used paypal credit for some while now.

5
I have used paypal credit for some while now. they are so helpful whenever I have queries Reviewed on: 18th May 2024
Roger Perham's avatar
Roger Perham

Review PayPal: PayPal Credit now

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