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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Pay pal credit has been very helpful in helping us b...

Pay pal credit has been very helpful in helping us budget.We have the option of spreading payments on the more expensive items we need while renovating our house. Reviewed on: 9th June 2026

Been with them for years, never an issue

Been with them for years, never an issue with all sides; paying out, sorting refunds, withdrawing money etc Reviewed on: 9th June 2026

Customer for a decade, brilliant service and so conv...

Customer for a decade, brilliant service and so convenient Reviewed on: 9th June 2026

Purchasing safely online

I have found PayPal credit to be a valuable tool for purchasing safely online. If PayPal payments are accepted by a site or seller, you can guarantee that your purchase will be protected. On the rare occasions when I have not received an item, PayPal have never failed to provide me with a refund for my purchase. Reviewed on: 9th June 2026

Trusted and reliable!

I have been using PayPal for many years. They are my trusted online payment provider and wouldn’t use any other platform. Time has proven that I can trust them to safeguard my money and sort out any issues that I might have. Reviewed on: 9th June 2026

Great service always!

Great service always!! I use paypal for everything! Reviewed on: 9th June 2026

Quick and simple to use.

Quick and simple to use. It’s convenient for my lifestyle. Reviewed on: 9th June 2026

It's so easy and convenient to access credit

It's so easy and convenient to access credit and pay it back in affordable payments. I often use "pay in 3" for smaller amounts. Reviewed on: 9th June 2026

Always there regardless of time of day/night.

Always there regardless of time of day/night. Easy to navigate sight. Instant transfers. Fees are comparable to better than other service providers Reviewed on: 9th June 2026

PayPal is great way to make purchases and very conve...

PayPal is great way to make purchases and very convenient and reliable Reviewed on: 9th June 2026

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