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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Never had an issue using paypal,over 20yrs

5
Never had an issue using paypal,over 20yrs Reviewed on: 9th June 2026

PayPal is very easy and secure to use for payments...

4
PayPal is very easy and secure to use for payments Reviewed on: 9th June 2026

Best is payment in three parts always and no extra c...

5
Best is payment in three parts always and no extra cost! Reviewed on: 9th June 2026

Financially helpful

5
Financially helpful and easy to process and navigate, I have used PayPal for years and I trust it 100% Reviewed on: 9th June 2026

Excellent

5
They have helped me out when I have run into trouble Reviewed on: 9th June 2026

Feel very safe shopping through paypal

5
Feel very safe shopping through paypal Reviewed on: 9th June 2026

PayPal Makes Credit Easy

5
PayPal make paying for items over time easy and hassle free. They also help you manage your credit account by suggesting payments larger or pay in full options. Getting in touch with someone from customer services is easy too. Reviewed on: 9th June 2026

Easy to use online account.

5
Easy to use online account. Confidence in the system and security. My only go to provider. Reviewed on: 9th June 2026

Very easy to use and convenient.

5
Very easy to use and convenient. Takes all the hassle out of purchasing. Reviewed on: 9th June 2026

Paypal credit works well providing you pay with the...

5
Paypal credit works well providing you pay with the time frame. Reviewed on: 9th June 2026

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