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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58860 reviews)

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4.91

Based on 58,860 reviews, last reviewed 11th Apr 2026

742600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Loving the pay in three option Hassle free payment options and the pay in three is my go to for most purchases. Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58860)

I am pleased with the honest and straight forward se...

I am pleased with the honest and straight forward services provided by PayPal . Reviewed on: 18th May 2024

Very safe and secure way to pay for goods

Very safe and secure way to pay for goods. Great that you can pay for things over 3 months interest free. Handy having PayPal credit to pay for things. Easy to use. Never had any issues. Reviewed on: 18th May 2024

very good and always thankful to paypal

very good and always thankful to paypal Reviewed on: 18th May 2024

Very easy to use and helpfull when needed it

Very easy to use and helpfull when needed it Reviewed on: 18th May 2024

There always someone to help and give advice.

There always someone to help and give advice. Always first class friendly service. Reviewed on: 18th May 2024

Fantastic communication skills.

Fantastic communication skills.Open questions answered professionally.The actual experience has been exceptional and pay pal needs to be recognised for this. Reviewed on: 18th May 2024

Great, easy to use just wish it had immediate payments.

Great, easy to use just wish it had immediate payments. Reviewed on: 18th May 2024

Always easy to use, clear information on how you wil...

Always easy to use, clear information on how you will be charged. Reviewed on: 18th May 2024

ive been with p/pal now for some time , its way bett...

ive been with p/pal now for some time , its way better than using a credit card and its instant and easy to use .It would be great if we could use it when shopping on the high street Reviewed on: 18th May 2024

Simple to use easy to understand.

I use this to help cash flow home renovations. Reviewed on: 18th May 2024

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