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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181018)

Paypal pay in 3 is my usual way to use but if I hav...

5
Paypal pay in 3 is my usual way to use but if I have the money I pay in full . Use PayPal all the time because it's safe Reviewed on: 9th June 2026

Really easy to use, comprehensive repayments and cle...

5
Really easy to use, comprehensive repayments and clear conditions. Reviewed on: 9th June 2026

Five star service

5
Fast, efficient service on money transfers & payments with good dispute & problem solving contact compared to other payment providers, well done Reviewed on: 9th June 2026

Peace of mind - knowing PayPal provides no hassle sh...

5
Peace of mind - knowing PayPal provides no hassle short term credit options allows me the flexibility of purchasing items without the stress of immediate payment, knowinf it can be spread over 3 or 4 months Reviewed on: 9th June 2026

Enables me to spread the cost when unecpected purcha...

5
Enables me to spread the cost when unecpected purchases come up without paying intrerest. Easy payments, easy to pay earlg and all in one app.which keeps everything centralisd. Its dead easy to use at checkout on different websites Reviewed on: 9th June 2026

PayPal is safe trouble free.

5
PayPal is a smooth and trouble free way to pay for goods and services. Reviewed on: 9th June 2026

Paypal credit is great and the offers with it like 4...

5
Paypal credit is great and the offers with it like 4 months interest free payments Reviewed on: 9th June 2026

Very smooth, really accessible and very easy to use.

5
Very smooth, really accessible and very easy to use. Reviewed on: 9th June 2026

Top service

5
A very smooth experience applying is simple , fast result Reviewed on: 9th June 2026

Why Use Anything Else!

5
I don’t use anything else now, I PayPal everything, holidays, shopping, tvs etc, it’s brilliant Reviewed on: 9th June 2026

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