Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

View other PayPal products

4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181017)

Efficient and does what it says and does it well

I've never had any real problems with PayPal. It's efficient and quick to sort out issues and I feel secure with them Reviewed on: 9th June 2026

Easy to use

Paypal is so easy to use, the app and website are easy to navigate. They make sure you are up to date with all changes and Evelyn you need to know about your account is in one place. Reviewed on: 9th June 2026

Love PayPal credit, various options great service

Love PayPal have used it for years now, great service, the options PayPal credit gives is great Reviewed on: 9th June 2026

Paypal finance is user friendly and they are first f...

Paypal finance is user friendly and they are first financial institute to who trust my reports ad offer the credits. Basically they delivered me more than I expected when I needed most. Reviewed on: 9th June 2026

Excellent service and easy to use

I have had a great experience with PayPal Credit. The application process was quick and straightforward, payments are easy to manage, and the account information is always clear. The service has been reliable, and I appreciate the flexibility it provides for larger purchases. I would definitely recommend PayPal Credit to others looking for a convenient credit option. Reviewed on: 9th June 2026

Using PayPal is convenient, safe to use.

Using PayPal for long time, it is convenient, reliable safe to use never had any problems in the past. Reviewed on: 9th June 2026

Simple to use.

Simple to use. App is easy to understand Reviewed on: 9th June 2026

Using PayPal Credit is very user friendly and helps...

Using PayPal Credit is very user friendly and helps with so many purchases. App is great and very clear to use Reviewed on: 9th June 2026

Excellent service

I find PayPal very easy to use and feel safer paying with PayPal. You are offered great interest free deals and like that through some retailers you can pay interest free over longer periods. I have also had to make claims through PayPal twice for items not received or not as described and PayPal have ensure I have received a refund. Reviewed on: 9th June 2026

Pay Pal Very Convenient

Pay is very convenient as a buffer between paydays. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101189 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub