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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to apply.

Easy to apply. No issues. Fair interest rates and credit terms options. Reviewed on: 9th June 2026

WE HAVE BEEN WITH PAYPAL FOR A LOT OF YEARS AND IF W...

WE HAVE BEEN WITH PAYPAL FOR A LOT OF YEARS AND IF WE HAD A QUERY IT WAS ALWAYS SORTED QUICK AND EFFICIENTLY. Reviewed on: 9th June 2026

Easy to use and great customer service

Easy to use and, when I had a query, spoke to someone in customer service who was really friendly and helpful. I recommend PayPal to all my family members and friends. Reviewed on: 9th June 2026

Incredibly good

Incredible, easy to manage, and with a lot of good discounts. Reviewed on: 9th June 2026

never need to contact custome services

To date I have never had the need to contact customer service, which may demonstrate a good service. Reviewed on: 9th June 2026

Excellent customer service

They are very helpful regarding refunds and dealing with any problems that may arise. They are very confident to use and trusted when paying online. Excellent customer service. Reviewed on: 9th June 2026

I've used PayPal for years and always appreciated th...

I've used PayPal for years and always appreciated the ease of the app. Lots of features and provides security and peace of mind when shopping Reviewed on: 9th June 2026

Excellent for the bigger purchases.

Excellent for the bigger purchases. Bought a new tv and Paying over 4 made it so much easier on my finances. Reviewed on: 9th June 2026

Easy to set up and use.

Easy to set up and use. Lots of places offer PayPal credit as an option at checkout. PayPal credit is instant and you can see what you have used and have left using the way to navigate app. Reviewed on: 9th June 2026

Efficient service

More often than not resolve any issues with purchases and more often than not within 24 hours Reviewed on: 9th June 2026

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