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PayPal: PayPal Credit reviews

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4.91
Based on 58,793 reviews, last reviewed 11th Apr 2026
736300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal made my life easier PayPal made my life easier , fantastic Reviewed on: 11th April 2026
haseeb i's avatar
haseeb i

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58793)

PayPal is the only app that allows me to use credit...

5
PayPal is the only app that allows me to use credit and prove to other apps that I can control my spendings. Reviewed on: 17th May 2024
A's avatar
A

Very quick and user friendly platform

5
Very quick and user friendly platform Reviewed on: 17th May 2024
Wiki Wol's avatar
Wiki Wol

When I had an issue with my paypal credit and was un...

5
When I had an issue with my paypal credit and was unsure about certain things the paypal team immediately explained to me very how it all works. Reviewed on: 17th May 2024
Wiktoria G's avatar
Wiktoria G

Very effective service and the best

5
Very effective service and the best Reviewed on: 17th May 2024
ALEX P's avatar
ALEX P

I'm happy can get evri things fast

5
I'm happy can get evri things fast Reviewed on: 17th May 2024
Nikolay H's avatar
Nikolay H

Easy to Use & Easy to navigate

5
easy experience, easy to deal with payments and purchases through the app. Reviewed on: 17th May 2024
Rosie H's avatar
Rosie H

Positive , PayPal Good Help and I Like It.

5
Positive , PayPal Good Help and I Like It. Reviewed on: 17th May 2024
Navi M's avatar
Navi M

Using PayPal credit is so straightforward and easy.

5
Using PayPal credit is so straightforward and easy. Very affordable monthly payments too. Reviewed on: 17th May 2024
Noleen B's avatar
Noleen B

Easy to apply, accepted by tons of retailers and eas...

5
Easy to apply, accepted by tons of retailers and easy to make payments. Reviewed on: 17th May 2024
J.Belt's avatar
J.Belt

I feel safe with PayPal.

5
I have been using PayPal Europe for around 15yrs. Now with PayPal UK. I feel safe using PayPal for domestic and International transactions. PayPal credit is an amazing offer and has proved very useful. I also use PayPal credit as main option on my Curve card. Reviewed on: 17th May 2024
Lynda D's avatar
Lynda D

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