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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

PayPal is very professional and easy way to pay for...

5
PayPal is very professional and easy way to pay for items and products very pleased with PayPal Reviewed on: 9th June 2026

A safe, quick and versatile way to pay

5
A safe, quick and versatile way to pay Reviewed on: 9th June 2026

Its been exceptional.

5
Its been exceptional. Its been easy to use. Reviewed on: 9th June 2026

Good and Excellent service PayPal

5
Good and Excellent service PayPal Reviewed on: 9th June 2026

PayPal Credit

5
PayPal Credit integrates seamlessly with my PayPal account, making checkout fast and secure on thousands of online stores. PayPal Credit provides opportunities to build my credit history. Eligible purchases are covered by PayPal’s Buyer Protection. Flexible Payments allow me to pay off balances in full to avoid interest or use monthly installments for larger purchases. Reviewed on: 9th June 2026

Great customer

5
Great customer service and product Reviewed on: 9th June 2026

Always gone smoothly

5
Always gone smoothly, always been accepted for credit and never any issues with payments. Reviewed on: 9th June 2026

Been with PayPal for many years, always a top service.

5
Been with PayPal for many years, always a top service. Reviewed on: 9th June 2026

My Loyalty Deserved

5
Been with PayPal since i was a young man and have been with them consistently since. Always my to go option when i was fine or i needed to split payments. Always been able to rely on PayPal to get me through it. Best money related application ever. Reviewed on: 9th June 2026

Financially helpful and easy to process and navigate

5
Financially helpful and easy to process and navigate Reviewed on: 9th June 2026

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