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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181016 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181016)

Very convenient & easy to use.

Very convenient & easy to use. Never had any issues & it’s easy to get hold of Custer services if I need help. Reviewed on: 9th June 2026

Great financial products

Great service easy to use app and products on offer. pay in three option excellent Reviewed on: 9th June 2026

Always there for you.

Always there for you. A great range of accounts and levels of spending and amounts. All backed up with fast and efficient customer support. Reviewed on: 9th June 2026

favourableness

Service has been excellent, obviously dependent on your needs but certainly convenient when required.. Reviewed on: 9th June 2026

Easy and convenient way to spread costs.

Easy and convenient way to spread costs. Also easy to pay back. Reviewed on: 9th June 2026

Overall experience

I use PP mostly for international transfers but with time more and more for credit card payments. The system is very straightforward in reporting your debt status so that you can make the right payment. Reviewed on: 9th June 2026

Perfect for sending and receiving money, plus easy o...

Perfect for sending and receiving money, plus easy options for buying Reviewed on: 9th June 2026

Easy to use and clear understanding of repayment det...

Easy to use and clear understanding of repayment details Reviewed on: 9th June 2026

Good commucation alwayas there to help

Good commucation alwayas there to help Reviewed on: 9th June 2026

PayPal has always been my go to people.

PayPal has always been my go to people. They are always happy to help me split my payment in three or offer me credit. The options are really helpful in these financially difficult times, It really helps my family to buy the things we need that we can’t afford at that time. Reviewed on: 9th June 2026

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