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PayPal: PayPal Credit reviews

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4.91
Based on 58,698 reviews, last reviewed 11th Apr 2026
727400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect Financial Partner PayPal treats their customers like a partner rather than a number, that balances affordability with true flexibility. Their value-driven products back... Read more Reviewed on: 11th April 2026
MK's avatar
MK

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58698)

I love paypal credit, its been a really tough Yr and...

5
I love paypal credit, its been a really tough Yr and this has helped me and my family. Reviewed on: 17th May 2024
Hannah P's avatar
Hannah P

Easy to set up

5
Easy to set up and use. Always available when required Reviewed on: 17th May 2024
Robin F's avatar
Robin F

PayPal has always been 100% reliable and secure

5
PayPal has always been 100% reliable and secure Reviewed on: 17th May 2024
Hayden w's avatar
Hayden w

High foreign currency transaction/transfer fees

5
Very handy, professional. Wish PayPal reduces high foreign currency transactions fees so that PayPal attract more customers who do foreign transactions Reviewed on: 17th May 2024
MD A's avatar
MD A

Regular customer, happy PayPal user.

4
Regular customer, happy PayPal user. Reviewed on: 17th May 2024
Nibuls's avatar
Nibuls

Good, supportive great service , enjoy using PayPal...

5
Good, supportive great service , enjoy using PayPal it’s a great method Reviewed on: 17th May 2024
Aleena H's avatar
Aleena H

App improvement!

4
The preview on the app should be more explicit of the first incurring interest; similarly to Pay in 3. Reviewed on: 17th May 2024
Cristina's avatar
Cristina

Been using paypal since my daughter started school a...

5
Been using paypal since my daughter started school and ip to now still trusting using it and I have no problem with it even buying electric gadget paypal is the best to use. i can fully recommend paypal to everyone especially my own family Reviewed on: 17th May 2024
Emily 's avatar
Emily

I have used PayPal credit numerous times and it work...

5
I have used PayPal credit numerous times and it works well for me it's easy to spread the cost of items £ 99 pounds or more will no doubt use it again and again Reviewed on: 17th May 2024
James F's avatar
James F

Excellent way to buy what you want with the comfort...

5
Excellent way to buy what you want with the comfort that there will be no interest on top! It allows you to budget with credit in mind. Reviewed on: 17th May 2024
Craig Ballard's avatar
Craig Ballard

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