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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181012)

I like pay in 3.

I like pay in 3. I can spread the payment with less pressure. Reviewed on: 9th June 2026

A secure way to pay

PayPal is really easy to use, and I feel that my money and payments are secure with them Reviewed on: 9th June 2026

I’ve been using PayPal for years, and it remains my...

I’ve been using PayPal for years, and it remains my go-to choice for online checkouts. The biggest selling point for me is convenience and security—not having to type in my card details on every website is a huge time-saver, and their Buyer Protection gives me real peace of mind. Sending money to friends and family domestically is also instant and free. Overall, for everyday online shopping and local transfers, it’s still the safest and most reliable digital wallet out there. Highly recommended! Reviewed on: 9th June 2026

The product is not very straightforward to use, and...

The product is not very straightforward to use, and the repayment could take a few days to hit the account causing a lag and it takes more time to trace if payment is successful. Customer service has always been excellent though. Reviewed on: 9th June 2026

I use PayPal as much as I can.

I use PayPal as much as I can. I have never had any problems with it and now I even earn points for what I spend. Reviewed on: 9th June 2026

Really easy to use, would highly recommend

Really easy to use, would highly recommend Reviewed on: 9th June 2026

Fantastic excellent the best ever

Fantastic excellent the best ever Reviewed on: 9th June 2026

Excellent.

Easy and hassle free way of making online purchases. Interest rates offer value for money in comparison to comparable credit cards. Reviewed on: 9th June 2026

Good experience and I would recommend to others

Good experience and I would recommend to others Reviewed on: 9th June 2026

fast and efficient

use it for most things use it more than my credit card Reviewed on: 9th June 2026

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