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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,669 reviews, last reviewed 11th Apr 2026
724700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe way to pay I only buy online if I can use PayPal I’ve had experiences of PayPal making me aware of suspicious purchases Reviewed on: 11th April 2026
Orca's avatar
Orca

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58669)

Lacking in ways to increase offer to increase paypal...

3
Lacking in ways to increase offer to increase paypal credit been doing well on my paypal credit for last few years and got good credit score so why? Reviewed on: 17th May 2024
Jg's avatar
Jg

It’s a flexible and reasonable way to borrow money.

4
It’s a flexible and reasonable way to borrow money. Reviewed on: 17th May 2024
Paul C's avatar
Paul C

I've had a generally positive experience with PayPal...

5
I've had a generally positive experience with PayPal over the years. The platform's ease of use is one of its most significant advantages. Signing up was straightforward, and linking my bank account and credit cards was quick and hassle-free. PayPal's user interface is intuitive, making it simple to navigate through transactions, send money, or request payments.One of the highlights of using PayPal is its widespread acceptance. I've used it for online shopping on various e-commerce sites, paying for services, and even transferring money to friends and family both domestically and internationally. The transaction process is typically smooth, and I appreciate the security measures in place, such as email confirmations and two-factor authentication, which provide an added layer of protection against fraud.Another positive aspect is the buyer protection policy. On a few occasions, I encountered issues with purchases, and PayPal's dispute resolution process was efficient and user-friendly. I was able to get refunds without much hassle, which bolstered my confidence in using the platform for online transactions.Customer support, while sometimes slow, has generally been helpful when I've had questions or issues. Overall, PayPal has been a reliable and convenient tool for managing both personal and business finances online, making digital transactions simpler and more secure. Reviewed on: 17th May 2024
Jonathan So's avatar
Jonathan So

Very easy and simply to use and deal with any proble...

5
Very easy and simply to use and deal with any problems I very highly recommend service Reviewed on: 17th May 2024
Pawel J's avatar
Pawel J

Good .it's nice

5
Good .it's niceYou can do many things and save some money Reviewed on: 17th May 2024
Khashayar J's avatar
Khashayar J

Pay later

5
Paypal credit is the best way for shopping and pay later. Reviewed on: 17th May 2024
Fereshteh 's avatar
Fereshteh

safe and secure.

5
Always use it and feels safe and secure. Its simple to use. I like the option to pay in 3 instalments, or paypal credit . Reviewed on: 17th May 2024
Kim w's avatar
Kim w

Having paypal and paypal credit has not only allowed...

5
Having paypal and paypal credit has not only allowed me to purchase things that would take me months to pay for but also have the confidence and security of online buying Reviewed on: 17th May 2024
Amy M's avatar
Amy M

Great offers and options!

5
Great offers and options! PayPal credit can be used in so many online retailers and also gives one so many options e.g. pay in 3, 0% interest for 4 months, sometimes also 0% for 12 months. It’s awesome and I appreciate it. Reviewed on: 17th May 2024
Ash 's avatar
Ash

PayPal credit is easy to use and safe when using on...

5
PayPal credit is easy to use and safe when using online Reviewed on: 17th May 2024
CarolineL's avatar
CarolineL

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