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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181011)

Easy to use, quick to set up, overall very pleased

Easy to use, quick to set up, overall very pleased Reviewed on: 9th June 2026

Excellent performance with the costumers as far as I...

Excellent performance with the costumers as far as I'm concerned Reviewed on: 9th June 2026

Easy to use PayPal credit options and flexible

Easy to use PayPal credit options and flexible Reviewed on: 9th June 2026

PayPal credit offering the 4 months interest free fa...

PayPal credit offering the 4 months interest free facility is awesome for large purchases, offering flexibility as well as protection! Reviewed on: 9th June 2026

Easy to use and great user experience.

Easy to use and great user experience. It’s handy that it can be used at a wide variety of shops, and that there are multiple credit options such as pay in 3/12 or the 4 months interest free credit. This is very useful when it comes to budgeting my purchases Reviewed on: 9th June 2026

Excellent, flexible and reliable.

Excellent, flexible and reliable. Reviewed on: 9th June 2026

Paypal is very secure and trustworthy

Paypal is very secure and trustworthy Reviewed on: 9th June 2026

Great affordable credit!

Great affordable credit! Easy to use and never any problems with the platform. Reviewed on: 9th June 2026

So quick and easy!

So quick and easy! Easy to use, and pay for things I need without the worry of needing the cash there and then. Easy to use in shops too! Just tap and away. Then looking at the app makes it easy and clear what I owe and when I need to pay it back by. Reviewed on: 9th June 2026

Great service, when needed, get your gifts or treat .

Great service, when needed, get your gifts or treat . When you need it Reviewed on: 9th June 2026

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