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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181008 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181009)

Very easy to use convenience especially low interest

Very easy to use convenience especially low interest Reviewed on: 9th June 2026

Safe and easy way to pay for good and services.

Safe and easy way to pay for good and services. I use paypal for various online services and subscriptions. the only downsaide is that not everywhere accpts paypal online.. unfortunatly foir those that don't I go elsewhere, with my custom. Reviewed on: 9th June 2026

Great PayPal offers and very user friendly app.

Great PayPal offers and very user friendly app. Reviewed on: 9th June 2026

Easy to use.

Easy to use.app is great . Can’t comment on customer service as never had any problems before Reviewed on: 9th June 2026

I would definitely recommend PayPal

Quick response when I have needed it. Reliable and useful when using the app and easily accessible, features are quick and it really helps me manage my finances when I need some help. Reviewed on: 9th June 2026

Nice and easy

I've used both credit cards and PayPal Credit, and I much prefer PayPal Credit for larger purchases. The interest-free payment options make it easier to spread the cost without worrying about high credit card interest. It's simple to manage through PayPal and helps me keep better control of my spending. Reviewed on: 9th June 2026

I’ve had a few issues where some of my money was not...

I’ve had a few issues where some of my money was not recouped asides from that some purchases that are deemed no interest have gone on to be charged interest. Those are my only negatives. Reviewed on: 9th June 2026

Easy to use accepted with most of my suppliers

Easy to use accepted with most of my suppliers Reviewed on: 9th June 2026

Amazing business and people who go the extra mile fo...

Amazing business and people who go the extra mile for you Reviewed on: 9th June 2026

Paypal set as payment option

I have Paypal set up as a payment option, so it is much quicker and easier to pay for things than finding my card and messing about entering all the details Reviewed on: 9th June 2026

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