Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 58,631 reviews, last reviewed 11th Apr 2026
721000% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying with Paypal is very easy and fast. Paying with Paypal is very easy and fast. Paypal is accepted almost on every e-commerce site. You can spread the cost with paying in 3 payments or 0% ... Read more Reviewed on: 11th April 2026
WOJCIECH B's avatar
WOJCIECH B

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58631)

Great value for w

5
Easy to use app, I have been able to use for most of retailers, it make a great first payment choice as it secure and reliable. Reviewed on: 17th May 2024

Easy to use and available instantly.

5
Easy to use and available instantly. Reviewed on: 17th May 2024

Really good a efficient service .

5
Really good a efficient service . Money was available straight away to use. Really easy to use and easy to access. Reviewed on: 17th May 2024

Whenever I get into trouble with buyer PayPal always...

5
Whenever I get into trouble with buyer PayPal always help me out Reviewed on: 17th May 2024

PayPal is more secure than your trust, truly amazing.

5
PayPal is more secure than your trust, truly amazing. Reviewed on: 17th May 2024

Pay pay credit brilliant to use and can pay monthly...

5
Pay pay credit brilliant to use and can pay monthly Reviewed on: 17th May 2024

PayPal Credit makes buying things that I couldn't no...

5
PayPal Credit makes buying things that I couldn't normally afford so much more affordable + without interest. I've recommended this to all my family & friends Reviewed on: 17th May 2024

Professional Customer Service

5
Having had issues with a seller , the customer services team help me to open a dispute and treated me with respect and dignity. I even had a courtesy call. Very impressed to be honest. Reviewed on: 17th May 2024

Amazing company

5
I’ve used PayPal for years and love the pay in 3 payments, helps spread the cost of something big over 3 months, it’s so easy to use and the credit facility is brilliant, would definitely recommend to everyone, I’ve never had a problem ever!! Reviewed on: 17th May 2024

Easy Peasy!

5
Great to be able to spread cost over 4 months, interest free! Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review