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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Life saver

5
The pay in 3 option is amazing….when you are near payday and sort it comes in very handy. Reviewed on: 9th June 2026

I've always had positive experiences with PayPal.

5
I've always had positive experiences with PayPal. Reviewed on: 9th June 2026

An excellent service.

5
An excellent service. In particular I like reminders before payments are due and the online dashboard Reviewed on: 9th June 2026

.life changing

5
Fantastic service helps with cash flow very convenient. Reviewed on: 9th June 2026

Quick and easy.

5
Quick and easy. Customer service is excellent as well when I had to ring them. Reviewed on: 9th June 2026

PayPal is a highly efficient and user-friendly digit...

5
PayPal is a highly efficient and user-friendly digital payment platform that offers fast and reliable transaction services. Its seamless interface makes it easy to send and receive money, both locally and internationally. The platform’s strong security features also provide peace of mind when making online payments. Overall, PayPal delivers a smooth and dependable payment experience, making it an excellent choice for everyday financial transactions. Reviewed on: 9th June 2026

PayPal is brilliant & continues to amaze me, it adap...

5
PayPal is brilliant & continues to amaze me, it adapts as the world moves on. I ve been with them for so many years I can't even remember, never had an issue & now I use most if not all the services they offer. Reviewed on: 9th June 2026

Easy to use and always informed when payment due.

5
Easy to use and always informed when payment due. Reviewed on: 9th June 2026

I use PayPal credit regularly

5
I use PayPal credit regularly it’s safe and easy to use, low interest rates, pay in 3 is also a valuable service for me Reviewed on: 9th June 2026

Good provider, helpfu with money

5
Good provider, helpfu with money Reviewed on: 9th June 2026

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