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PayPal: PayPal Credit reviews

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4.91
Based on 58,604 reviews, last reviewed 10th Apr 2026
718400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience had been good so far. My experience had been good so far. I have just gotten the debit and credit card and has found thesee feature really beneficial and easy to us. Reviewed on: 10th April 2026
chrystalle.brade@hotmail.com's avatar
[email protected]

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58604)

Like the way I can keep track of what I owe

5
Never had any problems with PayPal credit personally but I do have friend who did. I like the way I can keep track of what I owe in the app and how I can make early payments. Reviewed on: 17th May 2024
Peter a's avatar
Peter a

I can't fault it.

5
I can't fault it. Nothing but good experiences. The problems I've had have been swiftly dealt with with great outcomes. Reviewed on: 17th May 2024
Simon Cobley's avatar
Simon Cobley

Wouldn't refund an erroneous trx fee

5
Wouldn't refund a charge when a friend accidentally selected 'business' transaction instead of 'friends and family' Reviewed on: 17th May 2024
Penguin's avatar
Penguin

They are the best credit loans and have been with Pa...

5
They are the best credit loans and have been with PayPal for about 8 to 9 years now and I'm still enjoying them Reviewed on: 17th May 2024
Abiola A's avatar
Abiola A

Paypal is best payment option.

5
Paypal is best payment option. I use paypal for everytime where it is available. Reviewed on: 17th May 2024
Mudassir Abbas's avatar
Mudassir Abbas

Life made easy!

5
I have been using Paypal Credit for a couple of years now and it has been so easy to use and manage and all shops have pay with paypal. Life made easy! Reviewed on: 17th May 2024
Danai Ts's avatar
Danai Ts

Quite handy to have on my phone.

5
Quite handy to have on my phone. Good and efficient service!!! Reviewed on: 17th May 2024
John B's avatar
John B

Seamless and Quick

5
I've never had any issues with PayPal. Every transaction is seamless and quick. Reviewed on: 17th May 2024
zmrtn's avatar
zmrtn

my son suggested buying a bicycle or scooter so that...

5
my son suggested buying a bicycle or scooter so that I could take out a loan from PayPal and I got a certain amount, I can buy everything I need without any problems, the repayment installments are not bad, I would recommend it to someone with full responsibility, PayPal loan Reviewed on: 17th May 2024
Renata D's avatar
Renata D

Have no issues at all and it comes in handy!

5
Have no issues at all and it comes in handy! Reviewed on: 17th May 2024
Kaitlin's avatar
Kaitlin

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