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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

simple and affordable

PayPal has made credit simple and affordable with so many options and solutions. Reviewed on: 9th June 2026

Stress free purchases without the hassle

I’ve been using PayPal credit for sometime now and it is very handy and convenient. The extra time to pay gives peace of mind and ease. I have not had to dip into my savings to pay off purchases allowing me much more buying power. This has meant I no longer need to delay any purchases. Reviewed on: 9th June 2026

PayPal is an excellent, trustworthy company.

I have used PayPal for many, many years. I have never had a single problem with them. I use the credit facility a few times a year and I find them very fair and very easy to use. I have no worries advising people to use them when needed. They have helped me out, when I needed them. Thank you. Reviewed on: 9th June 2026

Enjoying Paypal with all its benefits

PayPal has been so helpful in paying for my goods mostly when I don’t have cash or money in my account. I am very confident and happy that I get to use when I am in need and pay back later before the next payment date. Reviewed on: 9th June 2026

Clear and uncomplicated

I like how the process of obtaining credit was clear and uncomplicated. I also like the online aspect of managing my credit. Reviewed on: 9th June 2026

Best Company to keep your money Safe!

Several times PayPal Customer experience has helped me recover funds due to sellers miss selling products. Even a ‘crash course driver’s license’ which cost a lot of money, PayPal helped recover that no stress. I would fully recommend and keep using, now I have PayPal cards (debit and credit) I use PayPal instead of my bank cards! It works on everything and automatically gives Pay in three when possible which is a little surprise on bigger purchases. Reviewed on: 9th June 2026

paypal security...

good experience all round but had to lower my pay pal credit limit as its so easy to use Reviewed on: 9th June 2026

Easy to use

Easy to use and gives me longer to pay for things that I need to get now Reviewed on: 9th June 2026

Paypal credit is easy to use, widely accepted

Paypal creditbis easy to use, widely accepted and provides a pretty friction-free service. Reviewed on: 9th June 2026

PayPal credit is amazing, but very problematic

PayPal credit is amazing, but there are a few problems. That I have come across. When I go to pay my monthly debit, it can sometimes take 48 hours for it to reach my account sometimes leaving me with a £12 late fee and I have also noticed that the credit number of how much money I have left is sometimes inaccurate. Apart from this, it is amazing. Reviewed on: 9th June 2026

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