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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Buying promotions are great across multi platforms

Other than the monthly statement being confusing to calculate exact monthly interest free obligations, promotions are great, 3in1 when available good too. The exchange rates could be more competitive. Reviewed on: 9th June 2026

I like to use PayPal more than any other payment me...

I like to use PayPal more than any other payment method Reviewed on: 9th June 2026

This is my first time using PayPal.

This is my first time using PayPal. I was able to make my transaction using it as easily as other credit providers. Reviewed on: 9th June 2026

Very easy to use

I love using Paypal as its very easy to use, no card needed and I like the option to pay over 4 months interest free without affecting my credit file Reviewed on: 9th June 2026

Great way to spread the cost

I pretty much uses PayPal for anything expensive that I want to pay for in increments and not be penalised for doing so. Its so easy to use, and i get simple reminders if I'm close to my pay point. Reviewed on: 9th June 2026

Great credit options and flexible payments - perfect...

Great credit options and flexible payments - perfect to use when you need to budget your money! Reviewed on: 9th June 2026

useful for midsized purchases.

A very useful tool for midsized purchases that I can make over 3 months at 0%. The app, online login and general digital experience has improved significantly over the last year or so. Reviewed on: 9th June 2026

I am new to PayPal, but I am happy with the experience.

I am new to PayPal, but I am happy with the experience. Reviewed on: 9th June 2026

Just sooo incredibly easy and quick

Just sooo incredibly easy and quick Reviewed on: 9th June 2026

Very good in no problems I recommend...

Very good in no problems I recommend to anyone Reviewed on: 9th June 2026

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