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PayPal: PayPal Credit reviews

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4.90
Based on 58,565 reviews, last reviewed 10th Apr 2026
714700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good pay pal credit with I packed items Very good pay pal credit with I packed items Reviewed on: 10th April 2026
Harinder s's avatar
Harinder s

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58565)

I'm very happy with PayPal service.

5
I'm very happy with PayPal service. Reviewed on: 17th May 2024
VIDA BALDAUSKAITE's avatar
VIDA BALDAUSKAITE

Great all around service and features.

5
Great all around service and features. Reviewed on: 17th May 2024
Razvicool's avatar
Razvicool

Amazing service.

5
I use PayPal credit for a variety of things and never once let me down Reviewed on: 17th May 2024
GH's avatar
GH

PayPal credit has help me to spread my purchases and...

5
PayPal credit has help me to spreed my purchases and safe me from financial strees. Reviewed on: 17th May 2024
Blessing Adeniran's avatar
Blessing Adeniran

PayPal gets me.on holiday!

5
PayPal makes buying my holidays easier to manage with interest free monthly pay.ents spreading the cost. Reviewed on: 17th May 2024
Donald Taylor's avatar
Donald Taylor

Every time I use paypal

5
Every time I use PayPal it has been an excellent experience Reviewed on: 17th May 2024
Marion W's avatar
Marion W

Easy & transparent payment system

5
I’ve been using PayPal Credit from a year now and find it very easy to use and monitor my payments’ due dates. PayPal Credit has also made me very disciplined in terms of paying my debts back regularly and within the initial 4 months without paying any extra interest incurred. I can fully recommend it. Reviewed on: 17th May 2024
Monika Szwed's avatar
Monika Szwed

Very happy and thankful for paypal.

5
Very happy and pleased with paypal credit system. I’ve purchased a computer and a phone with the help of repayments with small or non existent interest. Reviewed on: 17th May 2024
Luka P's avatar
Luka P

Great online payment

5
Used PayPal for most of my online transaction. Peace of mind. Reviewed on: 17th May 2024
Fabio's avatar
Fabio

I've used PayPal credit and had no issues with it.

5
I've used PayPal credit and had no issues with it. PayPal doesn't have or sell the items directly zo can't really comment on value. It is a very easy tool to use, I do wish the account was monitored more so to see when amounts can increase Reviewed on: 17th May 2024
hannah bessant's avatar
hannah bessant

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