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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I needed to spread the cost of an Airbnb booking

I needed to spread the cost of an Airbnb booking over a few months, and it was simple to pay using PayPal Credit and schedule a recurring payment until the balance was paid. Because I paid within the time allowed there were no interest charges Reviewed on: 9th June 2026

I have been using it for years and cannot fault it.

I have been using it for years and cannot fault it. Reviewed on: 9th June 2026

Streamlined, fit for purpose and easily used product

I have used the service for several years now, and have found it to be a streamlined, fit for purpose and easily used product. I would 100% reccomend it. Reviewed on: 9th June 2026

It handy to pay for more expensive items and then pa...

It handy to pay for more expensive items and then pay monthly Reviewed on: 9th June 2026

Happy customer

I am PayPal customer for the past 17 years I think and it’s only getting better and better. Thank you Reviewed on: 9th June 2026

Easy to apply for and never had any problems paying...

Easy to apply for and never had any problems paying for any think, helps there if you need it Reviewed on: 9th June 2026

PayPal is deffently the future safe debit card to use.

Pay pal is an excellent way of paying for goods etc,also protects you from scams fraud etc. Never use any thing else now safe secure if your vulnerable like myself 100% recommend pay in installments is brilliant i could not afford a new phone out right so used PayPal 3payment system so you cannot get into debt PayPal takes payments directly out of your account a date you choose is right for you.. Reviewed on: 9th June 2026

very good company and they have a lot of different t...

very good company and they have a lot of different things you can do on the website with money and diffrent ways to transfer there is also cypto on the website Reviewed on: 9th June 2026

Great way to budget, but quite tricky to set up mont...

Great way to budget, but quite tricky to set up monthly payments Reviewed on: 9th June 2026

I am very happy with discovering and using my PayPal.

I am very happy with discovering and using my PayPal. It's made my way of online shopping much easier and enjoyable. Thank you very much for giving me the opportunity to spread the payments over time and do not worry about paying big purchases. You are great. Reviewed on: 9th June 2026

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