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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58503 reviews)

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4.91

Based on 58,503 reviews, last reviewed 10th Apr 2026

709100% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Customer Centred Service That Delivers Real Value Outstanding customer service with excellent value for money, fully tailored to meet individual customer needs. Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58503)

Always had help when needed.

Always had help when needed. I do wish the chat was also for PayPal credit however everything with PayPal is easy to use and very efficient. Reviewed on: 17th May 2024

Peace of mind knowing payments are secured

Peace of mind knowing payments are secured, and other options of credits availability Reviewed on: 17th May 2024

Impressed by PayPal credit offers

I have used PayPal credit for a while, and I am impressed with all the deals that are offered. Anytime I have had a query it has been dealt with by the customer service department very quickly and efficiently. Reviewed on: 17th May 2024

Very easy to use, convenient.

Very easy to use, convenient. It helps to manage cash flow in a safer way. I would say Paypal is a friend in need. Reviewed on: 17th May 2024

Excellent Professional and helpful Service

Excellent Professional and helpful Service Reviewed on: 17th May 2024

I've been using paypal as an online payment alternat...

I've been using paypal as an online payment alternative and I just can't describe how satisfying it is... simple fast and straightforward Reviewed on: 17th May 2024

Good experience.

Good so far. Nothing more to add. Reviewed on: 17th May 2024

PayPal credit is superb and very convenient

PayPal credit is superb and very convenient, I use it constantly. Reviewed on: 17th May 2024

It is very easy to get item on credit with PayPal.

It is very easy to get item on credit with PayPal. The option with no APR is the best. Reviewed on: 17th May 2024

When there is a shortage of cash and bills see still...

When there is a shortage of cash and bills see still need to be paid Paypal helps me spread the cost and gives me the freedom to add the things I want without getting into debt Reviewed on: 17th May 2024

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