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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

Excellent customer service, they helped me when I st...

Excellent customer service, they helped me when I struggled for a month Reviewed on: 9th June 2026

I quite often use pay pal credit

I quite often use pay pal credit for example three and four months interest free which really helps me to budget for things that I wish to purchase. Reviewed on: 9th June 2026

Never ever any problems, transaction smooth and fast.

Never ever any problems, transaction smooth and fast. Great service Reviewed on: 9th June 2026

Very flexible and easy to use.

Very flexible and easy to use. Secures payments from many websites simple log in from phone etc. Reviewed on: 9th June 2026

When I had to contact customer service it was a ver...

When I had to contact customer service it was a very efficient process with very well informed and receptive staff Reviewed on: 9th June 2026

Top tier

Good customer service, really helpful on the phone. Easy to use app Reviewed on: 9th June 2026

quick, secure payments

Every payment went smooth and quick Reviewed on: 9th June 2026

NO Issues

I have never had any issues using paypal credit - easy and realiable Reviewed on: 9th June 2026

Very good platform love using it

Very good platform love using it Reviewed on: 9th June 2026

Excellent service, great flexibility.

PayPal are an excellent company giving top class customer service always looking for ways to improve and create new options to suit everyone. Reviewed on: 9th June 2026

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