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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

love the pay in three interest free.

love the pay in three interest free. Reviewed on: 9th June 2026

I've always had positive experiences with PayPal and...

I've always had positive experiences with PayPal and if I've ever had any disputes. They've been dealt with very quickly and efficiently. Reviewed on: 9th June 2026

Had excellent service from PayPal used tnem for year...

Had excellent service from PayPal used tnem for years and will continue Reviewed on: 9th June 2026

Easy to use and very practical to use for payments a...

Easy to use and very practical to use for payments and recieveing money in and out Reviewed on: 9th June 2026

easy to use, accepted in so many places

easy to use, accepted in so many places Reviewed on: 9th June 2026

Always good, and easy to use service , links to many...

Always good, and easy to use service , links to many purchase options Reviewed on: 9th June 2026

I can buy anything anywhere with my card.

I can buy anything anywhere with my card. It helps me in terms of need Reviewed on: 9th June 2026

Repayment options good

To quick to apply fees for late payments but easy to use online for transactions and finance options available to utilise is needed instantly. Reviewed on: 9th June 2026

Excellent method of payment

Its straight-forward to use pay for stuff but it unclear how to access the account for payment Reviewed on: 9th June 2026

So many options it’s unreal

I’ve used PayPal for a while now and I like the fact you can use it almost anywhere. Top up balances, use credit, pay in full even in 3. So many options, transfer and receive money, what’s not to like. Introduced my husband and son to PayPal and we’ve continued having a great service. Reviewed on: 9th June 2026

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