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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181003 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181003)

Works well, only signed up because of an offer

Works well, only signed up because of an offer Reviewed on: 9th June 2026

PayPal Credit Review

Got a 0% interest rate, which was nice. With direct debit it's hard to know exactly when the money will be taken out of my account Reviewed on: 9th June 2026

Quick helpful and reliable great service

Quick helpful and reliable great service Reviewed on: 9th June 2026

A great option to have

Easy to use, clear terms of use, makes you feel protected when making a purchase. Reviewed on: 9th June 2026

I’ve had no issues with PayPal.

I’ve had no issues with PayPal. The only annoyance for me is that when I pay money in from my bank account, it takes approx 7 days to reflect in the account. Reviewed on: 9th June 2026

PayPal credit is so easy - especially in how it link...

PayPal credit is so easy - especially in how it links to retailers. It is my preferred method of payment. Reviewed on: 9th June 2026

Convenient way to transfer money, offers PayPal 3 to...

Convenient way to transfer money, offers PayPal 3 to spread the cost of purchases which is very helpful for expensive buys, provides points when yo use PayPal Reviewed on: 9th June 2026

I had a bad experience with customer services a few...

I had a bad experience with customer services a few years ago in which a subscription payment I had cancelled continued to be presented. Customer services were less than helpful and supportive. Reviewed on: 9th June 2026

Best creditGreat way to pay and very easy app

Great way to pay and very easy app Reviewed on: 9th June 2026

PayPal credit is so easy and safe to use.

PayPal credit is so easy and safe to use. Having been sceptical at first, all concerns have been allayed. Returns have been refunded for me in the past and any purchase issues have been resolved expediantly. Reviewed on: 9th June 2026

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