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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,418 reviews, last reviewed 10th Apr 2026
701800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal credit for many years. I have been using PayPal credit for many years. It has made making big purchases very easy. Highly recommend! Reviewed on: 10th April 2026
Maria A's avatar
Maria A

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58418)

Good for you

5
It works for me. Can pay it each monthly Reviewed on: 17th May 2024
Jose's avatar
Jose

Efficiency

5
I always enjoyed it to make payment easy and straightforward for all online transactions Reviewed on: 17th May 2024
Samson S's avatar
Samson S

I have been able to depend on PayPal credit every ti...

5
I have been able to depend on PayPal credit every time I need to use it. It’s really useful for larger purchases too. It has been a really good experience all around. I would definitely recommend it to anyone. Reviewed on: 17th May 2024
Tina F's avatar
Tina F

Very reliable, safe and secure.

5
Very reliable, safe and secure. Like the payment over three months options and occasional free credit options over 12 months. Helps to spread the cost without paying interest. Very few queries, but when I have had them, they have always been dealt with efficiently and helpfully. Always use Pay Pal where the option exists and especially when using a website I haven’t used before. I feel safe using their payment options. It means the seller does not have my bank details giving me better security. Reviewed on: 17th May 2024
Irene b's avatar
Irene b

Great company

5
Great loan company easy app and great interest offers Reviewed on: 17th May 2024
Guy E's avatar
Guy E

I use PayPal credit and had a very good experience i...

5
I use PayPal credit and had a very good experience in payments and credit facilities in order to pay in adstallment Reviewed on: 17th May 2024
Marcia D's avatar
Marcia D

Good service easily accepted most of places and val...

4
Good service easily accepted most of places and value for money Reviewed on: 17th May 2024
Nandkot 's avatar
Nandkot

amazing experience , leader is settling disputes

5
experience is really smooth and easy with payment and the best part is the dispute system . its the best one so far. any time i have issue with the seller , payplay takes care of it swiftly . also the curve ystem is also good to pay like a credit card Reviewed on: 17th May 2024
prasenjit r's avatar
prasenjit r

One of the best customer service and the best way I...

5
One of the best customer service and the best way I can use Reviewed on: 17th May 2024
Nabil A's avatar
Nabil A

Quick checkout safe and reliable great offers all th...

5
Quick checkout safe and reliable great offers all the time Reviewed on: 17th May 2024
Mac's avatar
Mac

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