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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

They make the process simple

Highly recommend paypal credit over other major credit card lenders. The app is simple to use and they send you notifications on a regular basis which helps massively. Been with them for over 12 years. Highly recommended. Reviewed on: 9th June 2026

Very easy to use service - affordable and available...

Very easy to use service - affordable and available with all/most sellers - it's great and instant and you can even get a physical card to shop in store. Reviewed on: 9th June 2026

JP says yay

Easy to use, reliable and versatile Reviewed on: 9th June 2026

helpful whithe the thinks i by very secure exe...

Very helpful whithe the thinks i by very secure exelant Reviewed on: 9th June 2026

Pay pal credit has been very helpful in helping us b...

Pay pal credit has been very helpful in helping us budget.We have the option of spreading payments on the more expensive items we need while renovating our house. Reviewed on: 9th June 2026

Been with them for years, never an issue

Been with them for years, never an issue with all sides; paying out, sorting refunds, withdrawing money etc Reviewed on: 9th June 2026

Customer for a decade, brilliant service and so conv...

Customer for a decade, brilliant service and so convenient Reviewed on: 9th June 2026

Purchasing safely online

I have found PayPal credit to be a valuable tool for purchasing safely online. If PayPal payments are accepted by a site or seller, you can guarantee that your purchase will be protected. On the rare occasions when I have not received an item, PayPal have never failed to provide me with a refund for my purchase. Reviewed on: 9th June 2026

Trusted and reliable!

I have been using PayPal for many years. They are my trusted online payment provider and wouldn’t use any other platform. Time has proven that I can trust them to safeguard my money and sort out any issues that I might have. Reviewed on: 9th June 2026

Great service always!

Great service always!! I use paypal for everything! Reviewed on: 9th June 2026

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