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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181001 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181001)

Simple, works well.

Simple, works well. I would recommend Reviewed on: 9th June 2026

Paypal Credit is Awesome

Paypal Credit allows 4 months interest free on certain purchases, which allows me to purchase items more easily. Its fab! Reviewed on: 9th June 2026

PayPal is quick, secure, and very easy to use.

PayPal is quick, secure, and very easy to use. Payments are processed smoothly, and I appreciate the added buyer protection and convenience when shopping online. A reliable service that I use regularly. Reviewed on: 9th June 2026

App easy to use, and quick efficiency from customer...

App easy to use, and quick efficiency from customer services Reviewed on: 9th June 2026

Claiming via section 75 is very difficult

Claiming via section 75 is very difficult Reviewed on: 9th June 2026

Ease of us

Ease of use with so many retailers and with that extra protection when paying online. Reviewed on: 9th June 2026

Always there when needed excellent service.

Always there when needed excellent service. Reviewed on: 9th June 2026

I use credit all the time to help me spread...

I use credit all the time to help me spread payments Reviewed on: 9th June 2026

Always brilliant service always good to deal with

Always brilliant service always good to deal with Reviewed on: 9th June 2026

Easy to use and manage!

Easy to use and manage! Makes day to day purchases easier. Reviewed on: 9th June 2026

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