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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181000)

Simple and handy

Clear and seamless interface. Credit options are useful. Reviewed on: 9th June 2026

Versatile and Different

Paypal is more versatile than other payment methods, easier to convert currencies, easier to split bills. The guarantee makes it secureto pay for ebay and FB marketplace goods and other online purchases as there is a guarantee Reviewed on: 9th June 2026

Flexible, but payments towards it can take time

Flexible, but payments to pay off are not instant and sometimes can take a week to reflect back as available credit. Reviewed on: 9th June 2026

It’s easy and convenient to use PayPal credit.

It’s easy and convenient to use PayPal credit. The only downside is that I cannot choose from standing payments which one to choose to pay or when there is a refund is still shown as a standing payment I need to make. Reviewed on: 9th June 2026

Easy to use

Easy to use and transparent. good communications Reviewed on: 9th June 2026

I feel confidant in using papal when shopping online .

I feel confidant in using papal when shopping online .i have had a number of occasions where a retailer has been difficult and issues have been resolved through papal . Reviewed on: 9th June 2026

It not badand disappointing

It’s not bad, actually. It’s rubbish because they don’t support the deaf! Reviewed on: 9th June 2026

PayPal Credit is my preferred way to pay...

PayPal and PayPal Credit are my preferred way to pay for purchases over £100. 4 months at 0% is market leading as a standard ongoing offer. Reviewed on: 9th June 2026

Offer interest free over a certain amount of months...

Offer interest free over a certain amount of months period, for larger periods which is always helpful Reviewed on: 9th June 2026

I’ve been using PayPal for years, and it remains my...

I’ve been using PayPal for years, and it remains my go-to choice for online checkouts. The biggest selling point for me is convenience and security—not having to type in my card details on every website is a huge time-saver, and their Buyer Protection gives me real peace of mind. Sending money to friends and family domestically is also instant and free.Overall, for everyday online shopping and local transfers, it’s still the safest and most reliable digital wallet out there. Highly recommended! Reviewed on: 9th June 2026

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