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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Quick and simple to use.

Quick and simple to use. It’s convenient for my lifestyle. Reviewed on: 9th June 2026

It's so easy and convenient to access credit

It's so easy and convenient to access credit and pay it back in affordable payments. I often use "pay in 3" for smaller amounts. Reviewed on: 9th June 2026

Always there regardless of time of day/night.

Always there regardless of time of day/night. Easy to navigate sight. Instant transfers. Fees are comparable to better than other service providers Reviewed on: 9th June 2026

PayPal is great way to make purchases and very conve...

PayPal is great way to make purchases and very convenient and reliable Reviewed on: 9th June 2026

Paypal pay in 3 is my usual way to use but if I hav...

Paypal pay in 3 is my usual way to use but if I have the money I pay in full . Use PayPal all the time because it's safe Reviewed on: 9th June 2026

Really easy to use, comprehensive repayments and cle...

Really easy to use, comprehensive repayments and clear conditions. Reviewed on: 9th June 2026

Five star service

Fast, efficient service on money transfers & payments with good dispute & problem solving contact compared to other payment providers, well done Reviewed on: 9th June 2026

Peace of mind - knowing PayPal provides no hassle sh...

Peace of mind - knowing PayPal provides no hassle short term credit options allows me the flexibility of purchasing items without the stress of immediate payment, knowinf it can be spread over 3 or 4 months Reviewed on: 9th June 2026

Enables me to spread the cost when unecpected purcha...

Enables me to spread the cost when unecpected purchases come up without paying intrerest. Easy payments, easy to pay earlg and all in one app.which keeps everything centralisd. Its dead easy to use at checkout on different websites Reviewed on: 9th June 2026

PayPal is safe trouble free.

PayPal is a smooth and trouble free way to pay for goods and services. Reviewed on: 9th June 2026

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