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PayPal: PayPal Credit reviews

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4.91
Based on 58,350 reviews, last reviewed 10th Apr 2026
696000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lifeline for me because many payment options available. Lifeline for me because many payment options available. Reviewed on: 10th April 2026
C g B's avatar
C g B

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
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Alex
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58350)

Great for when money is short or if your struggling

5
I have always struggled with money as I am the only bread winner in the house so I love that when I want I can use my PayPal credit to literally buy what I need and not have to worry about paying it in one go. It helps a lot Reviewed on: 17th May 2024
Aneesa Y's avatar
Aneesa Y

It makes it easier to pay for larger purchases over...

5
It makes it easier to pay for larger purchases over a few months, for replacement of a cooker at a moment notice. Reviewed on: 17th May 2024
Kat S's avatar
Kat S

Makes it very easy to pay and the interest free or p...

5
Makes it very easy to pay and the interest free or pay in 3 options are really useful. Reviewed on: 17th May 2024
Andrew L's avatar
Andrew L

Easy to set up and use.

5
Easy to set up and use. Great offers Reviewed on: 17th May 2024
Sara 's avatar
Sara

Fast and easy and surcure.

5
I found easy to use . Very helpful in a dispute but could be quicker sorting disputes quicker a more safe surcure payments. Reviewed on: 17th May 2024
Zoe webb's avatar
Zoe webb

User Friendly and Flexible

5
PayPal has allowed me to manage my finances much easier and be more flexible when spending. Reviewed on: 17th May 2024
Katea's avatar
Katea

PayPal is good and easy way to spend money and safe...

5
PayPal is good and easy way to spend money and safe transaction. Reviewed on: 17th May 2024
Alpeshkumar 's avatar
Alpeshkumar

If I see it I can buy brilliant don't have to worry...

5
If I see it I can buy brilliant don't have to worry about large payments can spread it over different periods Reviewed on: 17th May 2024
Harry Martin 's avatar
Harry Martin

I use PayPal for all my online shopping as I find it...

5
I use PayPal for all my online shopping as I find it very safe and secure Reviewed on: 17th May 2024
Wesley M's avatar
Wesley M

I just love PayPal easy to use gives me more flexibi...

5
I just love PayPal easy to use gives me more flexibility to be able to afford the things we desperately need Reviewed on: 17th May 2024
Craig Booth's avatar
Craig Booth

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