Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,327 reviews, last reviewed 10th Apr 2026
694000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and practical way for shopping Easy to get access from most of website online shopping, easy to select the best plan, I would love more reminders about deadlines for payments Reviewed on: 10th April 2026
Mona's avatar
Mona

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58327)

Very easy to use, trustworthy and not too complicated.

5
Very easy to use, trustworthy and not too complicated. Reviewed on: 17th May 2024
Becky 's avatar
Becky

Very quick and easy to use.

5
Very quick and easy to use. Payments are easy to make and the payment reminders are very helpful. Reviewed on: 17th May 2024
Emma R's avatar
Emma R

Paypal is convenient and stress-free

5
I really like using PayPal Credit. It's easy to see how much I need to pay back each month, which makes managing my budget a lot less stressful. Plus, they send helpful email reminders, so I never forget a payment. One of the best parts is the no interest fees on purchases if I pay it off within a certain period. It’s been a really convenient and reliable service for me. Reviewed on: 17th May 2024
Katie H's avatar
Katie H

Really good and efficient helped me out when needed...

5
Really good and efficient helped me out when needed to get stuff with credit Reviewed on: 17th May 2024
Andrzej W's avatar
Andrzej W

Good service all time,there are never unsolvable pro...

5
Good service all time,there are never unsolvable problems,always help on time. Reviewed on: 17th May 2024
Modestas Jonaitis's avatar
Modestas Jonaitis

Amazing Very Happy

5
Very Happy with Pay Pal . Offer fantastic incentives. Reviewed on: 17th May 2024
Marion F's avatar
Marion F

I’ve been using PayPal credit for the past year and...

5
I’ve been using PayPal credit for the past year and so far it’s been great, what I love is that I can pay off early and keep using my credit Reviewed on: 17th May 2024
Dan E's avatar
Dan E

PayPal all the way

5
Have been a user of PayPal for many years, it's a great service and upon recommending many a friend started to use PayPal, too. Reviewed on: 17th May 2024
adamski's avatar
adamski

Secure and easy banking,

5
Secure and easy banking, fantastic a must Reviewed on: 17th May 2024
Denis Griffin's avatar
Denis Griffin

Very good service

5
Very good service quick response from customer service and helpful support Reviewed on: 17th May 2024
Boudjemaa K's avatar
Boudjemaa K

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill