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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Using PayPal is convenient, safe to use.

5
Using PayPal for long time, it is convenient, reliable safe to use never had any problems in the past. Reviewed on: 9th June 2026

Simple to use.

5
Simple to use. App is easy to understand Reviewed on: 9th June 2026

Using PayPal Credit is very user friendly and helps...

5
Using PayPal Credit is very user friendly and helps with so many purchases. App is great and very clear to use Reviewed on: 9th June 2026

Excellent service

5
I find PayPal very easy to use and feel safer paying with PayPal. You are offered great interest free deals and like that through some retailers you can pay interest free over longer periods. I have also had to make claims through PayPal twice for items not received or not as described and PayPal have ensure I have received a refund. Reviewed on: 9th June 2026

Pay Pal Very Convenient

5
Pay is very convenient as a buffer between paydays. Reviewed on: 9th June 2026

Excellent very happy with PayPal Credit.

5
Excellent very happy with PayPal Credit. I have had no problems with my Credit from PayPal. I make my payments regularly and it's easy to check my account on the PayPal app. Reviewed on: 9th June 2026

Very convenient & easy to use.

5
Very convenient & easy to use. Never had any issues & it’s easy to get hold of Custer services if I need help. Reviewed on: 9th June 2026

Great financial products

5
Great service easy to use app and products on offer. pay in three option excellent Reviewed on: 9th June 2026

Always there for you.

5
Always there for you. A great range of accounts and levels of spending and amounts. All backed up with fast and efficient customer support. Reviewed on: 9th June 2026

favourableness

5
Service has been excellent, obviously dependent on your needs but certainly convenient when required.. Reviewed on: 9th June 2026

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