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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180998)

PayPal is essential

PayPal is essential for making purchases on Ebay and PayPal credit is useful for purchasing more expensive items Reviewed on: 9th June 2026

PayPal is the best

PayPal's interest rates are the best , they have made such amazing progress that they provide a better service than most banks , and as such stand as leaders in a competitive market. Reviewed on: 9th June 2026

always easy to use, helpful customer service

always easy to use, helpful customer service Reviewed on: 9th June 2026

It's a very handy way to spread the cost of a purchase.

It's a very handy way to spread the cost of a purchase. Reviewed on: 9th June 2026

it's very simple to understand and very easy to use!

it's very simple to understand and very easy to use! Reviewed on: 9th June 2026

It's the most simplest app that gets the most done f...

It's the most simplest app that gets the most done for dealing with payments. Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Fantastic deals and outstanding service.

Fantastic deals and outstanding service. The financial offers they present, along with the ability to shop both online and in-store using a credit card, are superb. and be able to shop online, and the stores with a credit card are excellent Reviewed on: 9th June 2026

I’ve always been very impressed by how easy it is to...

I’ve always been very impressed by how easy it is to work alongside this fantastic financial institution. Reviewed on: 9th June 2026

Payments are easy to make both to pay off and to the...

Payments are easy to make both to pay off and to the supplier, any disputes are resolved quickly and most importantly fairly. PayPal gives me the re assurance of secure payments. Reviewed on: 9th June 2026

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