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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180996 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180996)

Never had any issues.

Never had any issues. Very reliable service. Reviewed on: 9th June 2026

Excellent

Always prompt and helpful staff site is easy to use and works fast and efficiently Reviewed on: 9th June 2026

Impressive 5 stars

Excellent service since using it. Find it very handy extra when needed and so many places accept paypal Reviewed on: 9th June 2026

Feel safe spending online with PayPal

I always use PayPal where possible for any online transactions as it provides me confidence in the security of payments online. Reviewed on: 9th June 2026

The platform is easy to use and widely accepted by m...

The platform is easy to use and widely accepted by many merchants which makes payments convenient. Sending and receiving money is straightforward. On the other hand customer support and dispute resolution can take longer than expected. Overall, it is a convenient payment service. Reviewed on: 9th June 2026

Using PayPal Credit has been really helpful for me,...

Using PayPal Credit has been really helpful for me, especially while renovating my home. It’s allowed me to purchase larger items when needed and spread the cost over several months, which has made budgeting much more manageable. The flexibility has taken a lot of stress out of paying for bigger expenses all at once, and I’ve found it a convenient and straightforward way to finance purchases. Overall, it’s been a very useful tool during my renovation project. Reviewed on: 9th June 2026

easy to use, good interest free offers

easy to use, good interest free offers Reviewed on: 9th June 2026

Very easy to sign up and use each time you...

Very easy to sign up and use each time you purchase Reviewed on: 9th June 2026

Papal is a very good financial supplier with very good.

Papal is a very good financial supplier with very good back up built into the system. Reviewed on: 9th June 2026

Very helpful with a wide range of payment options.

Very helpful with a wide range of payment options. Excellent no quibble refund service Reviewed on: 9th June 2026

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