Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Easy and convenient way to spread costs.

Easy and convenient way to spread costs. Also easy to pay back. Reviewed on: 9th June 2026

Overall experience

I use PP mostly for international transfers but with time more and more for credit card payments. The system is very straightforward in reporting your debt status so that you can make the right payment. Reviewed on: 9th June 2026

Perfect for sending and receiving money, plus easy o...

Perfect for sending and receiving money, plus easy options for buying Reviewed on: 9th June 2026

Easy to use and clear understanding of repayment det...

Easy to use and clear understanding of repayment details Reviewed on: 9th June 2026

Good commucation alwayas there to help

Good commucation alwayas there to help Reviewed on: 9th June 2026

PayPal has always been my go to people.

PayPal has always been my go to people. They are always happy to help me split my payment in three or offer me credit. The options are really helpful in these financially difficult times, It really helps my family to buy the things we need that we can’t afford at that time. Reviewed on: 9th June 2026

Very easy to use service

Very easy to arrange credit and tailoring to my needs. Reviewed on: 9th June 2026

PayPal are great

I have never encountered any issues checking out and both occasions I have contacted customer service my issues were resolved immediately Reviewed on: 9th June 2026

Very good customer service, particularly when you ca...

Very good customer service, particularly when you call, and were able to help me understand my repayments Reviewed on: 9th June 2026

Had a few issues in the past and got sorted...

Had a few issues in the past and got sorted immediate Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub