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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58283 reviews)

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4.91

Based on 58,283 reviews, last reviewed 10th Apr 2026

689500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had many problem over the years I been using P... Never had many problem over the years I been using Paypal Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58283)

It was easy

It was easy to set up, I've had no problems. Reviewed on: 17th May 2024

Very good, very easy to use, let you know how much y...

Very good, very easy to use, let you know how much you need to pay as a minimum payment, let you know when the interest starts to be added onto your remaining balance and also if you settle before a certain date it doesn’t add interest on Reviewed on: 17th May 2024

I’ve been using PayPal for a little while now and I...

I’ve been using PayPal for a little while now and I have never experienced any issues everything is easy and straightforward to use and is good for making payment plans Reviewed on: 17th May 2024

Fantastic credit facility

Used and continue to use PayPal credit for a number of purchases, it’s great having a facility similar to a credit card that can only be used for online purchases. Definitely great at helping me to manage my credit spend. It’s a unique credit facility but one that I utilise regularly and recommend to everyone. Reviewed on: 17th May 2024

Is quick and easy to obtain, repayment amounts manag...

Is quick and easy to obtain, repayment amounts manageable and straightforward. Reviewed on: 17th May 2024

Simple yet effective

Overall it’s very easy to use and the customer service is good. You can speak to a human being which is rare these days! Reviewed on: 17th May 2024

Very happy help for larger items

Very happy help for larger items Reviewed on: 17th May 2024

Easy to use and manage

I’ve always found PayPal credit very easy to use and manage. When I once had an issue the team explained and worked it out quickly. The ease of use has made it a default way for me to spread payments over time without panicking and through the app I have easy access. Reviewed on: 17th May 2024

Go to Credit

Paypal is my go to credit lender, Whilst I wouldn’t use it in my day to day. Its online capabilities as well as its 0% interest offers mean that I can pay things up in a timescale that works for me. I have used pay in 3 a couple times and whilst it’s beneficial, I personally prefer to just use the PayPal Credit. Reviewed on: 17th May 2024

I find PayPal easier to deal with than the Bank shou...

I find PayPal easier to deal with than the Bank should I want to pay for larger items over a longer period. Reviewed on: 17th May 2024

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