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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

PayPal is brilliant never had any problems

PayPal is brilliant never had any problems Reviewed on: 9th June 2026

I use PayPal quite regularly and have never had any...

I use PayPal quite regularly and have never had any problems, big buys, small buys just feels alot smoother and safer to use. Reviewed on: 9th June 2026

Good experience, amazing customer service

Good experience, amazing customer service Reviewed on: 9th June 2026

4 months interest free, wins every time

So easy to use with card and on line purchases Reviewed on: 9th June 2026

Paypal credit gives you that bit of freedom to get t...

Paypal credit gives you that bit of freedom to get the things you want Reviewed on: 9th June 2026

My PayPal

Easy to use, accepted in more places than before. Customer service spot on when used. 22 years ive been using PayPal, I'd be last without it now. Reviewed on: 9th June 2026

Wasn’t smooth set up at first.

Wasn’t a smooth set up at first . Had some confusion over payments I made on payment system , funds then got returned but PayPal were excellent & helped sort it all out. Would prefer a 6 month interest free window on larger purchases, rather than 4 months that’s available. Reviewed on: 9th June 2026

It’s so convenient to have this facility to hand .

It’s so convenient to have this facility to hand , either online or out and about shopping. Plus getting the bonus points is a thumbs up too. When I’ve purchased larger items online it’ takes the worry off knowing it will be paid for then I have the knowledge it’s coming out in smaller regular payments . Brilliant and because it’s PayPal and I’ve been using them for years now I know it’s safe and secure. Reviewed on: 9th June 2026

Just love it, so easy to use.

Just love it, so easy to use. Quick and simple. Reviewed on: 9th June 2026

I fell foul to to an online scam.

I fell foul to to an online scam. I had paid using PayPal and after some attempts on my behalf to contact the Scammer, which had proved fruitless, PayPal took over and my money was returned to my bank. PayPal then dealt with the Scammers themselves. Excellent Customer Service . Five Stars. Reviewed on: 9th June 2026

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