Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Brilliant all round would recommend to anyone.

Brilliant all round would recommend to anyone. Reviewed on: 9th June 2026

Helpful, and great service

Helpful, and great service . Pay in three months is the best option. Reviewed on: 9th June 2026

Been using PayPal for many years and always found it...

Been using PayPal for many years and always found it to be absolutely brilliant and safe, I try to use it for most purchases Reviewed on: 9th June 2026

Excellent, flexible and reliable.

Excellent, flexible and reliable. I am able to use Paypal worldwide and have never had issues with payments. The flexibility allows me to make payments i would have not been able to otherwise. Reviewed on: 9th June 2026

It is very useful and trusting credit card

It is very useful and trusting credit card Reviewed on: 9th June 2026

Nice and easy

I've used both credit cards and PayPal Credit, and I much prefer PayPal Credit for larger purchases. The interest-free payment options make it easier to spread the cost without worrying about high credit card interest. It's simple to manage through PayPal and helps me keep better control of my spending. Reviewed on: 9th June 2026

Never had a problem.

Never had a problem. Easy to use. Reviewed on: 9th June 2026

Confidence in secure online payments

I have been using PayPal for easily over a decade now and it has always been the safe and secure way to pay online. I think I can count on one hand the amount of times I have had to contact them but when I have it has always been a hassle free experience. Reviewed on: 9th June 2026

PayPal is so reliable.

PayPal is so reliable. I have not had many reasons to contact customer service but when I have, I have found the experience fantastic as it is very quick and my problems have always been resolved exceptionally quickly. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub