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PayPal: PayPal Credit reviews

4.91
Based on 57,621 reviews, last reviewed 8th Apr 2026
629600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had great customer satisfaction Always had great customer satisfaction Reviewed on: 8th April 2026
Peter H's avatar
Peter H

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57621)

Amazing helpful

5
Always helpful and understanding Reviewed on: 16th May 2024

Holiday Payment

5
I used paypal credit to pay for mine and my partners first trip away. With us both having other individual holidays booked for the year it worked a treat! I would 100% use paypal credit. No payments taken without warning and the ease of paying when you have the money in the bank. Very simple to manage and brilliant customer service. Reviewed on: 16th May 2024

Long term customer

5
Used PayPal for a long time and I think it’s a very good, trustworthy account Reviewed on: 16th May 2024

Easy for transactions payments etc

5
Easy for transactions payments etc Reviewed on: 16th May 2024

PayPal credit is reliable, secure and convenient.

5
PayPal credit is reliable, secure and convenient. Pay in 3 installment and pay 4 months without interest make life more convenient. Reviewed on: 16th May 2024

Quick and easy.

5
Paying with PayPal credit is always easy and straightforward. Reviewed on: 16th May 2024

Amazing great company, would recommend to anyone

5
Amazing great company, would recommend to anyone Reviewed on: 16th May 2024

PayPal credit is super!

5
PayPal credit is super easy to use, reliable customer service and great value for money. Reviewed on: 16th May 2024

More instant payments please.

4
I like using PayPal but would like more instant payments whe I make a payment instead of it taking a few days. Reviewed on: 16th May 2024

Very helpful customer service and support on hand.

5
Very helpful customer service and support on hand. Reviewed on: 16th May 2024

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