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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

Easy to follow instructions and guide throughout any...

Easy to follow instructions and guide throughout any activity I wish to do when using paypal credit Reviewed on: 9th June 2026

Really happy it works well and no problems

Really happy it works well and no problems Reviewed on: 9th June 2026

ServiceAlways had a good service with pay pal

Always had a good service with pay pal Reviewed on: 9th June 2026

brilliant support every time I have needed them.

brilliant support every time I have needed them. Reviewed on: 9th June 2026

I have never had an issue using paypal credit and fo...

I have never had an issue using paypal credit and found it very accessable to use on the app. Very easy to make monthly payments with a direct debit set up as well. Reviewed on: 9th June 2026

PayPal credit is the way to go.

PayPal credit is the way to go. Easy to use. APR is good in today’s financial market. It’s safe and secure Reviewed on: 9th June 2026

Since using paypal credit, my whole online purchase...

Since using paypal credit, my whole online purchase habbits have changed, its so easy and helps me spread the cost over 4 mo ths interwst free. Happy Days Reviewed on: 9th June 2026

I think PayPal Credit is good because it lets you bu...

I think PayPal Credit is good because it lets you buy things now and pay later. It is easy to use and helps when you do not have enough money straight away. But you have to be careful and remember to pay it back, or it can cost more money. I like that it gives you more time to pay for things, but I think people should only use it when they really need to. Overall, I think PayPal Credit is helpful and I would give it 4 out of 5 stars. Reviewed on: 9th June 2026

PayPal - great Payment options and customer service

Jesus had a good experience great Payment options and great customer service Reviewed on: 9th June 2026

So easy to use and set up, excellent customer servic...

So easy to use and set up, excellent customer service when you need it Reviewed on: 9th June 2026

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