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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,573 reviews, last reviewed 8th Apr 2026
625200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good so far. It's good so far. Good customer service. Sometimes take long to call you back Reviewed on: 8th April 2026
Abdelmotaleb 's avatar
Abdelmotaleb

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57573)

Best of the rest

4
I have had a couple of issues in the time i have used paypal and found raising complaints to try and return money from what i felt to be unreasonable terms with other agencies to be a futile excercise. Reviewed on: 16th May 2024
Alex H's avatar
Alex H

Always great service from pay pal and easy to use...

5
Always great service from pay pal and easy to use Reviewed on: 16th May 2024
Paul L's avatar
Paul L

Credit service comes in handy when in need

5
Credit service comes in handy when in need Reviewed on: 16th May 2024
Abdul F's avatar
Abdul F

Very good interest-free options.

5
Very good interest-free options. Reviewed on: 16th May 2024
D E C 's avatar
D E C

Never had a problem with it.

5
Never had a problem with it. It’s a trust service and very easy to use. Reviewed on: 16th May 2024
Vicki P's avatar
Vicki P

Love PayPal so quick and easy.

5
Love PayPal so quick and easy. Just use people's email address to make payments. Taking money out to bank account happens instantly Reviewed on: 16th May 2024
Leanne Allum's avatar
Leanne Allum

Would be nicer to have longer payment periods for 0%...

5
Would be nicer to have longer payment periods for 0% credit options. Customer service is non existent and definitely needs improving, I never find it easy to be able to speak to anyone Reviewed on: 16th May 2024
Chloe's avatar
Chloe

Very easy to set up and use and cheapest credit anyw...

5
Very easy to set up and use and cheapest credit anywhere ! Extremely affordable Reviewed on: 16th May 2024
Roger W's avatar
Roger W

App is easy to use, payment plans are clear and cust...

5
App is easy to use, payment plans are clear and customer service is first class Reviewed on: 16th May 2024
Anthony 's avatar
Anthony

Easy to use and safe payments

5
Love the ease of payment and options available. Email updates of payments due are really helpful, and I am confident my card details are securely kept and safe. Would recommend to everyone. Reviewed on: 16th May 2024
Gill B's avatar
Gill B

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