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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Easy and painfree payment solution

I have PayPal since it was created. It is easy and pain free way to pay. The credit is something very useful, when I don't have the money at the moment. Reviewed on: 9th June 2026

Idea for extra time to pay for things

Idea for extra time to pay for things Reviewed on: 9th June 2026

Excellent service

Never had any issues using PayPal , customer service is very good and responsive to needs of the customer, refunds are quick and reliable and pay in 3 is great and reliable with very easy to manage. PayPal credit is again very good and easy to navigate the process. Reviewed on: 9th June 2026

Excellent way to pay for things on internet.

Excellent way to pay for things on internet.I started with PayPal many moons ago as I didn’t want my bank card number on the internet.I don’t buy if I can’t use PayPal.But now can also use a PayPal card in shops which is another great way of securely paying for things.I have recommended PayPal to my family and friends too. Reviewed on: 9th June 2026

Pay pal credit helped my dreams become true.

Pay pal credit helped my dreams become true. It's great for holiday bookings, furniture buys, spoiling myself from time to time. I would definitely recommend it. It's easy to navigate too. Reviewed on: 9th June 2026

I been using PayPal many years now its good when I n...

I been using PayPal many years now its good when I need something but would have to wait for pay day with PayPal I can use any time pay of later date Reviewed on: 9th June 2026

Never had any problems with service or transactions

Never had any problems with service or transactions Reviewed on: 9th June 2026

Safer on line shopping

Always feel safe on line shopping with PayPal Reviewed on: 9th June 2026

Always great to use!

Always great to use! Great to spread payments with no interest. Reviewed on: 9th June 2026

Good service

Experience has been good so far. Never had any issues Reviewed on: 9th June 2026

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