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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,518 reviews, last reviewed 8th Apr 2026
620000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, seamless check out with PayPal Credit. Easy to apply, seamless check out with PayPal Credit. Reviewed on: 8th April 2026
Balakrishna Oguri's avatar
Balakrishna Oguri

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57518)

Safe and affordable it helped me with higher purchase

5
Safe and affordable it helped me with higher purchase Reviewed on: 16th May 2024
Adrian G's avatar
Adrian G

They are very understanding and helpful with making...

5
They are very understanding and helpful with making sure you are able to make payments and help you if you are unable to make a payment or need a little time. I’ve been using paypal for years now and they have been very helpful. Reviewed on: 16th May 2024
Ronan F's avatar
Ronan F

Really can’t manage without PayPal

5
Have found PayPal quick, convenient, great for refunding delivery costs and amazing for splitting larger payments up to spread cost, interest free, or indeed for being interest free for 4 months so the bill becomes easier to pay and more affordable. Really can’t manage without PayPal. Reviewed on: 16th May 2024
Susan PW's avatar
Susan PW

They are absolutely saviour to all my financial need...

5
They are absolutely saviour to all my financial needs and goals. When it comes to customer satisfaction they are extremely valuable and excellent Reviewed on: 16th May 2024
Adeniran Hamed Ibrahim's avatar
Adeniran Hamed Ibrahim

Nice but not perfect

4
Nice clear easy service handy with not problem can be better sometimes with fisical card Reviewed on: 16th May 2024
Jakub k's avatar
Jakub k

Easy to use.

5
Easy to use. And setup. Perfect. Needs the ability to have a card system so you can pay while shopping in town Reviewed on: 16th May 2024
Ashley m's avatar
Ashley m

Always clear and concise, transactions clear and ava...

5
Always clear and concise, transactions clear and available Reviewed on: 16th May 2024
Deborah M's avatar
Deborah M

Split the Spend convenience

5
I love the pay in 4 feature for anything over £99 and its always available unlike other credit cards. Reviewed on: 16th May 2024
Abhishek S's avatar
Abhishek S

Good value if sometimes lacking on customer service.

4
Good value if sometimes lacking on customer service. Saving grace being that i rarely need to contact Reviewed on: 16th May 2024
Wayne S's avatar
Wayne S

I use PayPal credit to support my business

5
I use PayPal credit to support my business Reviewed on: 16th May 2024
Howard R's avatar
Howard R

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