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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

It’s just so easy to use

I’ve been using PayPal Credit for a while now and I’m genuinely impressed with how convenient and flexible it is. The application process was straightforward and the decision came through quickly, which made it easy to use for an online purchase almost immediately. I really like being able to spread the cost of larger buys into manageable monthly payments instead of taking a big hit in one go. The integration with my existing PayPal account is seamless, so at checkout it’s just another option alongside my normal payment methods. The statements are clear, the minimum payments are easy to understand, and I appreciate the promotional offers where you can pay over a set period with reduced or no interest if you clear the balance in time. Overall, PayPal Credit has become a very handy tool for budgeting and managing my online spending, and I’d happily recommend it to anyone looking for a flexible credit option. Reviewed on: 9th June 2026

Excellent customer service

Whenever I have issues, PayPal agent always raw them time to look into my complaints and make sure I get a response Reviewed on: 9th June 2026

PayPal Credit

Really easy to understand & quick to use. Reviewed on: 9th June 2026

I’ve used PayPal for years and years and I find it a...

I’ve used PayPal for years and years and I find it a great tool for purchasing online with security Reviewed on: 9th June 2026

Easy and safe

It’s so easy to use and you get updates in advance which helps keep you updated, really happy using and recommending Reviewed on: 9th June 2026

I use PayPal for all my daily purchases now

I use PayPal for all my daily purchases now, excellent customer service & PayPal credit with 4 months interest free, is a game changer. Reviewed on: 9th June 2026

PayPal is a great way to pay for items.

PayPal is a great way to pay for items. You can use PayPal on numerous different sites. I feel it’s a safe way to pay and if I ever have any problems with people I have paid and not got a good outcome, PayPal always step in and sort everything out for me. Thank you PayPal for being a great backup. Reviewed on: 9th June 2026

Very easy to apply and use.

Very easy to apply and use. Quick answers to my questions by email or phone calls. Reviewed on: 9th June 2026

Easy to use credit from PayPal

Had no problem with PayPal Credit. Works and it’s there when I need it. Happy with the interest rate and that it’s easy to manage on the app. Also like you can now get a virtual and physical card. Reviewed on: 9th June 2026

Always been a good side to have for holiday booking,...

Always been a good side to have for holiday booking, gadgets and other purchases. I've been using it for years and always had a good experience, got camera gear, hotelas and many others. The introduction of their card and the ability to use the funds like a normal credit card is brilliant. Reviewed on: 9th June 2026

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