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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Now okey

But I don’t like it. It’s quite slow showing in the app when you use it example for Apple Pay showing trade you spend my money but after free four days showing only in the app. Reviewed on: 9th June 2026

Easy to use, quick to set up, overall very pleased

Easy to use, quick to set up, overall very pleased Reviewed on: 9th June 2026

Excellent performance with the costumers as far as I...

Excellent performance with the costumers as far as I'm concerned Reviewed on: 9th June 2026

Easy to use PayPal credit options and flexible

Easy to use PayPal credit options and flexible Reviewed on: 9th June 2026

PayPal credit offering the 4 months interest free fa...

PayPal credit offering the 4 months interest free facility is awesome for large purchases, offering flexibility as well as protection! Reviewed on: 9th June 2026

Easy to use and great user experience.

Easy to use and great user experience. It’s handy that it can be used at a wide variety of shops, and that there are multiple credit options such as pay in 3/12 or the 4 months interest free credit. This is very useful when it comes to budgeting my purchases Reviewed on: 9th June 2026

Excellent, flexible and reliable.

Excellent, flexible and reliable. Reviewed on: 9th June 2026

Paypal is very secure and trustworthy

Paypal is very secure and trustworthy Reviewed on: 9th June 2026

Great affordable credit!

Great affordable credit! Easy to use and never any problems with the platform. Reviewed on: 9th June 2026

So quick and easy!

So quick and easy! Easy to use, and pay for things I need without the worry of needing the cash there and then. Easy to use in shops too! Just tap and away. Then looking at the app makes it easy and clear what I owe and when I need to pay it back by. Reviewed on: 9th June 2026

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