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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Easily accessible for all transactions

Easily accessible for all transactions .I have used it for months. Reviewed on: 9th June 2026

Excellent customer service .

I have always been able to contact a member of the team if I have a problem and have had good rewards as a result of using the card Reviewed on: 9th June 2026

Great company to deal with.

I have used PayPal for years and have always loved the convenience afforded by PayPal to allow very easy payments to a wide range of payment options. Either credit, pay in 3 or pay in full whatever suits your requirements. Reviewed on: 9th June 2026

Not the most expensive card on the market

Not the most expensive card on the market, good offers, nice app. My experience with them is only good so far. Reviewed on: 9th June 2026

Always easy to pay

Always easy to pay, love having a physical PayPal card Reviewed on: 9th June 2026

Informative and helpful when needed.

Informative and helpful when needed. Easy to use. Reviewed on: 9th June 2026

PayPal is excellent for making secure payments.

PayPal is excellent for making secure payments. Reviewed on: 9th June 2026

It was an easy, seamless experience with no problems.

It was an easy, seamless experience with no problems. I'm still not keen on PayPal as you were a racist company a few years ago, trying to withhold money from white people. But you seem to have given up on your moral high ground position. Reviewed on: 9th June 2026

Brilliant service

Brilliant service so easy to use across multiple platforms. It is even easier now that you can use PayPal with Apple Pay. Reviewed on: 9th June 2026

PayPal Credit

Very easy to use and simple to understand what and when payments are due Reviewed on: 9th June 2026

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