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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57457 reviews)

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4.91

Based on 57,457 reviews, last reviewed 8th Apr 2026

614400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple, secure, supportive system Use PayPal all the time as it is a secure, simple system. The PayPal in 3 is an excellent support to spread the cost without incurring massive intere... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57457)

I enjoy using PayPal credit

I enjoy and feel safe using PayPal credit, it adds another layer of security into purchasing online. Quieres have been answered very promptly and issues have beenswiftly resolved. Reviewed on: 15th May 2024

Paypal credit

Very convenient and always available when I need it. It’s been a life saver in so many situations and I’m really greatful I had the opportunity to get paypal credit. It helps me with a lot of my expenses and online shopping. Reviewed on: 15th May 2024

stops big banks from being in control of borrowing

It gave me the chance to seamlessly lend money without going through the hassle of big banks Reviewed on: 15th May 2024

PayPal rocks!

PayPal rocks! Secure online payments, easy to use & manage. Love the mobile app - 5 stars! Reviewed on: 15th May 2024

I have been with PayPal for years and have always tr...

I have been with PayPal for years and have always trusted PayPal. I have even sent money to my favourite charities through PayPal. I would recommend PayPal 100% Reviewed on: 15th May 2024

Amazing, customer protection is key

Amazing, customer protection is key Reviewed on: 15th May 2024

Great setviceGreat customer service, easy payment plans

Great customer service, easy payment plans Reviewed on: 15th May 2024

PayPal hi

Gd value with interest free options Reviewed on: 15th May 2024

It’s such a secure way to spend money.

It’s such a secure way to spend money. A good period of time to pay back and easily managed Reviewed on: 15th May 2024

Overall great.

Overall great. The main game changer definitely comes with the new partnership which allows payments in store. Online purchases were ideal but this just proves all round beneficial to users Reviewed on: 15th May 2024

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