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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180993 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180993)

good experience

I’ve had a good experience with PayPal credit Reviewed on: 9th June 2026

Very easy to navigate, great incentives,

Very easy to navigate, great incentives, Reviewed on: 9th June 2026

Interest free option

Easy transactions with good choices for repayment. Never had any issues using PayPal and often used 4 months interest free option. Brilliant Reviewed on: 9th June 2026

PayPal Credit is so easy to use!

PayPal Credit is so easy to use! Reviewed on: 9th June 2026

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. They are great and so reliable. I use PayPal regularly knowing that if there are any issues with the items I bought then PayPal will do everything they can to sort it out. I use them to pay for things in general, I use the credit option regularly and also the pay in 3. I use all these every single month and have done for years with literally no problems. Will continue to use PayPal as a trusted and reliable form of payment. Reviewed on: 9th June 2026

I make all my purchases via PayPal

I make all my purchases via PayPal making full use of PayPal credit. Really useful to spread the cost of big purchases over 4 months interest free Reviewed on: 9th June 2026

Thank you paypal credit

I have really found paypal credit useful at a time I needed it the most. Reviewed on: 9th June 2026

Excellent service and simple to use.

Excellent service and simple to use. User friendly and don’t need to be a computer wizz to use it! Reviewed on: 9th June 2026

Easy to use app.

Easy to use app. Good communication easy to follow monthly bills. Can use in a wide range of online shops. Reviewed on: 9th June 2026

Easy and simple

The service is easy to use and problem free and repayments are easy and the interest is not as harsh as some credit cards and loans so I am very happy to use this service regularly. Reviewed on: 9th June 2026

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