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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Great service, when needed, get your gifts or treat .

Great service, when needed, get your gifts or treat . When you need it Reviewed on: 9th June 2026

I have never had a bad experience with PayPal.

I have never had a bad experience with PayPal. If ever I have had problems with scams in the past they have been helpful and got my money back very quickly. Reviewed on: 9th June 2026

Effective and prompt response from a customer service.

Effective and prompt response from a customer service. Easy to navigate process and service Reviewed on: 9th June 2026

Very easy to use convenience especially low interest

Very easy to use convenience especially low interest Reviewed on: 9th June 2026

Safe and easy way to pay for good and services.

Safe and easy way to pay for good and services. I use paypal for various online services and subscriptions. the only downsaide is that not everywhere accpts paypal online.. unfortunatly foir those that don't I go elsewhere, with my custom. Reviewed on: 9th June 2026

Great PayPal offers and very user friendly app.

Great PayPal offers and very user friendly app. Reviewed on: 9th June 2026

Easy to use.

Easy to use.app is great . Can’t comment on customer service as never had any problems before Reviewed on: 9th June 2026

I would definitely recommend PayPal

Quick response when I have needed it. Reliable and useful when using the app and easily accessible, features are quick and it really helps me manage my finances when I need some help. Reviewed on: 9th June 2026

Nice and easy

I've used both credit cards and PayPal Credit, and I much prefer PayPal Credit for larger purchases. The interest-free payment options make it easier to spread the cost without worrying about high credit card interest. It's simple to manage through PayPal and helps me keep better control of my spending. Reviewed on: 9th June 2026

I’ve had a few issues where some of my money was not...

I’ve had a few issues where some of my money was not recouped asides from that some purchases that are deemed no interest have gone on to be charged interest. Those are my only negatives. Reviewed on: 9th June 2026

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