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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180988 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180988)

Fantastic straight forward lending platform

Really easy straight forward lending platform with good communication and updates . No hidden fees - would recommend Reviewed on: 9th June 2026

Easy to use

The app is Easy to use and navigate. PayPal is always there when needed Reviewed on: 9th June 2026

So easy to use

Every time I use PayPay it is so easy and painless to use. Reviewed on: 9th June 2026

Trust, I feel safe with PayPal.

Trust, I feel safe with PayPal. I known if I have any problem with buyer, PayPal help me for solving this. Reviewed on: 9th June 2026

Convenient

Convenient easy access and payment options Reviewed on: 9th June 2026

Incredibly useful and flexible.

It's incredibly useful to be able to pay for larger amounts over four months and as AO accepts PayPal, it's meant that when I've needed appliances, I've been able to use it and flexibly pay back for larger purchases. My only criticism is that sorting out repayments is a slight faff. The statements don't easily lay out what's due in full and what's deferrable into two clean amounts and the direct debit options don't allow me to automate paying the former of those amounts. It would be good to be able to pay the amount I need to pay to avoid interest on DD and to maybe get an email prompting me to make a top up payment towards the balances due over 4 months. Reviewed on: 9th June 2026

Nice and easy

Such a wide range of things I can buy using PayPal credit and it's so easy to use. Reviewed on: 9th June 2026

It's the best .

It's the best .you can use it wherever you want Reviewed on: 9th June 2026

Peace of mind

I try to use PayPal on all transactions as I have 100% peace of mind that If have any issues with my products they will help me. I also enjoy knowing my bank details are not given out, I just add a password and the transaction is done. Reviewed on: 9th June 2026

Used PP a long time good service

Used PP a long time sorted problems out always resolved Reviewed on: 9th June 2026

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