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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57240 reviews)

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4.91

Based on 57,240 reviews, last reviewed 8th Apr 2026

594600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Absolutely Perfect Always there for whenever it is needed. Reviewed on: 8th April 2026

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57240)

Really good conditions to use PayPal credit

Really good conditions to use PayPal credit Reviewed on: 15th May 2024

It’s always handy, whenever shopping on eBay, can br...

It’s always handy, whenever shopping on eBay, can break down payments to manageable sum to make life easier. Also, monitoring payments is easier via the PayPal app. Reviewed on: 15th May 2024

Never had an issue with PayPal credit, works well if...

Never had an issue with PayPal credit, works well if you don’t use credit cards and can keep on top of payments. Reviewed on: 15th May 2024

I like PayPal credit

Easy hassle-free way to break up your spending. It's also a good way to increase your credit score. Reviewed on: 15th May 2024

I have used pay pal to pay for products and used Pay...

I have used pay pal to pay for products and used PayPal credit and everytime it has been seamless. I feel more secured using PayPal Reviewed on: 15th May 2024

Very friendly and an excellent service

Very friendly and an excellent service Reviewed on: 15th May 2024

Easy to use, easy to adjust and contact customer sup...

Easy to use, easy to adjust and contact customer support. Reviewed on: 15th May 2024

I use it often and it’s very easy to use.

I use it often and it’s very easy to use. Getting a payment due date is also very helpful Reviewed on: 15th May 2024

I use PayPal credit as my preferred way to pay on a...

I use PayPal credit as my preferred way to pay on a number of sites. It was such an easy and quick process to set up via PayPal’s great app massively helpful to spread the cost of a purchase. Reviewed on: 15th May 2024

PayPal credit is great to have.

PayPal credit is great to have. I know they have my back if I need them financially. They really care about their customers. Reviewed on: 15th May 2024

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