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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180980 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180980)

I have never had a problem

I have never had a problem apart from a bad signal on my phone. Reviewed on: 9th June 2026

Excellent service! thank you ..

I always use PayPal it’s safe and efficient thank you for providing a great service Reviewed on: 9th June 2026

Useful, helpful, easy to use, convenient

Useful, helpful, easy to use, convenient Reviewed on: 9th June 2026

Easy Management with Excellent Pay-Off options

Very happy with the 4 month interest free on bigger purchases and pay in 3 for smaller. Feels much more manageable that a credit card Reviewed on: 9th June 2026

3 in 1 the best.

Paypal is one of the best site out thier for pay pal credit.Thier 3 in 1 is a lifesaver some times as your only paying the first payment until the next month.I can have 2 or3 at the same time but I always pay off any months that I can spare.I also don't go over £100 if I can manage it. Reviewed on: 9th June 2026

Great service, the pay in 3 is excellent, the custom...

Great service, the pay in 3 is excellent, the customer service is excellent, PayPal is the easiest way to transfer money and pay for things, especially with its safety and fraud features, its a 10 put of 10 for me Reviewed on: 9th June 2026

Pay PAL is for everything with a need love pay...

Pay PAL is for everything with a need love pay pal Reviewed on: 9th June 2026

Good but needs improvement in information structure

I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026

The Best

PayPal Credit is the best by highlighting its speed, zero-interest offers, Reviewed on: 9th June 2026

Easy to use, pay in 3 a great way to spread cost ove...

Easy to use, pay in 3 a great way to spread cost over 3 months Reviewed on: 9th June 2026

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