Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 57,142 reviews, last reviewed 8th Apr 2026
585700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great . PayPal is great . Good customer service Reviewed on: 8th April 2026
Afrakomah ampomah's avatar
Afrakomah ampomah

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57142)

I love pay pal especially pay in 3

5
I love pay pal especially pay in 3 Reviewed on: 15th May 2024

It’s easy to use and lots of retailers accept it.

5
It’s easy to use and lots of retailers accept it. I tell everybody to get PayPal. I love the security of the system. Reviewed on: 15th May 2024

PayPal has been a great help

5
I've used PayPal for a long time. It is amazing for me and has really helped during the last couple of years Reviewed on: 15th May 2024

Great experience, quick and easy transaction

5
Great experience, quick and easy transaction Reviewed on: 15th May 2024

I loved using pay in 3

5
I loved using pay in 3, especially over Xmas. Took the stress away Reviewed on: 15th May 2024

Ability to buy and save

5
I love the ability to pay in 4 at 0% interest free. It allows me to buy what I want when I want but still able to save money for a rainy day . Reviewed on: 15th May 2024

Easy and Fast credit, I applied and got the credit a...

5
Easy and Fast credit, I applied and got the credit at the same day. I bought a new monitor Reviewed on: 15th May 2024

No hidden charges

5
Clearly tells you when your interest free period would be up and very easy and safe to use in purchasing things Reviewed on: 15th May 2024

Easy to use, makes me feel safer with online transac...

5
Easy to use, makes me feel safer with online transactions. Reviewed on: 15th May 2024

Great ways to pay for things

5
I have been enjoying interest free payments which is great value for money Reviewed on: 15th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review